Business Details
Your Trusted Insurance Broker in Wantage
At Spencerinsurance, we believe no two businesses are the same, which is why we prioritise understanding the unique risks and requirements of each client. By visiting premises and engaging directly with business owners, we gain insights into operational processes, key customers, and industry-specific challenges. Our approach ensures tailored insurance solutions that reflect the distinct nature of your business, whether you operate in engineering, manufacturing, or commercial property sectors. We specialise in demystifying insurance terminology, ensuring clients use accurate figures for adequate coverage, and providing ongoing support through annual reviews and periodic check-ins.With a focus on continuity, you will always work directly with me, Joanne Spencer, who personally manages all aspects of your policy. Our commitment extends beyond policy placementwe actively review covers, warranties, and indemnities to guarantee alignment with your evolving needs. As a member of The Broker Network, we access competitive and exclusive products while maintaining independence from insurers to provide unbiased recommendations. Our 30+ years of experience serving Oxfordshire, Berkshire, Gloucestershire, and Wiltshire have solidified our reputation for delivering expert, client-centric insurance solutions.
Services
Engineering Insurance
Manufacturing Insurance
SME Insurance
Commercial Property Insurance
Business Interruption Cover
Highlights and features
- We conduct on-site visits to understand your business's unique risks.
- Our policies are reviewed annually and updated to reflect operational changes.
- We explain complex insurance terms in straightforward language.
- Personalised support is provided throughout the claims process.
- We work with a select client base to guarantee dedicated attention.
Associations and certifications
- Financial Conduct Authority
What people say
Personal gateway into insurance
Efficient and prompt service
Understands our business needs
Competitive pricing with right cover
Exceptional support during claims
Services
Engineering Insurance
Specialist insurance for engineering firms, addressing risks from machinery breakdowns to liability claims. We assess on-site operations to tailor policies covering equipment, projects, and business continuity. Our approach ensures adequate protection for both small workshops and large-scale manufacturers.
Manufacturing Insurance
Comprehensive coverage for manufacturing businesses, including plant and machinery, stock, and business interruption. We evaluate supply chain dependencies and production processes to create policies that safeguard against disruptions, from localised incidents to major disasters.
SME Insurance
Tailored insurance solutions for small and medium enterprises across sectors. We focus on understanding each business's unique risks, offering packages that combine property, liability, and business interruption cover to support long-term stability and growth.
Commercial Property Insurance
Protection for commercial properties against risks like fire, flood, and theft. Our policies include buildings, contents, and liability coverage, with bespoke adjustments for high-risk sectors such as power stations and industrial sites.
Business Interruption Cover
Insurance to protect against income loss during operational disruptions. We calculate gross profit figures accurately to ensure adequate payouts, covering recovery periods and supply chain vulnerabilities specific to your industry and location.
People
Joanne Elizabeth Spencer
Insurance Broker
Joanne Spencer has over 30 years' experience providing tailored insurance solutions for SMEs. She specialises in engineering and manufacturing sectors, prioritising on-site consultations to understand client needs. Her approach combines independent market access with personal service, ensuring policies reflect each business's unique risks and recovery requirements.
Questions
What sectors do you specialise in?
We focus on engineering, manufacturing, SMEs, and commercial property owners, providing tailored insurance solutions for businesses in Oxfordshire, Berkshire, Gloucestershire, and Wiltshire.
How do you ensure policies match business needs?
We conduct on-site visits to understand your operations, supply chains, and risks. This allows us to create bespoke policies covering equipment, liability, and business continuity specific to your industry.
Can you help with complex insurance requirements?
Yes, we specialise in challenging cases such as power station projects and niche manufacturing. Our industry knowledge ensures even complex risks receive appropriate coverage at competitive rates.
What areas do you cover?
We work with businesses in Oxfordshire, Berkshire, Gloucestershire, and Wiltshire, offering local expertise combined with nationwide insurance market access.
How do you support clients during claims?
We guide you through every claims stage, ensuring accurate documentation and timely settlements. Our track record includes managing large claims with minimal disruption to your operations.
Why choose an independent broker?
As an independent broker, we're not tied to specific insurers. This allows unbiased recommendations and access to competitive products tailored to your business's unique needs.
