Business Details
23 Years
experience
Trusted Financial Planning Solutions in Exeter
Established to empower clients with financial clarity, control, and confidence, Yellowtail Financial Planning Financial Planning has become a trusted partner for UK individuals and families seeking expert guidance. Our approach prioritises client-centric financial planning, focusing on long-term goals such as retirement, inheritance tax mitigation, and investment optimisation. With over two decades of combined experience, our team of chartered financial planners delivers bespoke strategies tailored to each client's unique circumstances. We distinguish ourselves through transparent fee structures, evidence-based investment philosophies, and a commitment to simplifying complex financial matters.Our process involves comprehensive discovery meetings, customised financial plan development, and ongoing implementation support. Recognised for our industry expertise, we maintain authorisation from the Financial Conduct Authority and have received multiple accolades for our advisory services. By maintaining continuous client engagement and adapting to evolving financial landscapes, we ensure our clients remain on track to achieve their financial objectives.
Services
Financial planning
Retirement planning
Inheritance tax planning
Investment management
Pension transfers
Details
- Year established: 2003
Highlights and features
- We provide transparent fee structures with no hidden charges
- Our FCA-authorised advisors deliver evidence-based investment strategies
- Client-centric approach prioritising individual financial goals
- Comprehensive financial planning covering retirement, tax, and estate planning
- Proven track record serving high-net-worth individuals and families
Associations and certifications
- Financial Conduct Authority
What people say
Transparent fee structures
Expert retirement planning
Personalised strategies
Exceptional client service
Proven results
Services
Financial planning
Our financial planning service creates comprehensive roadmaps to achieve long-term financial goals. We assess clients' current financial positions, risk profiles, and future aspirations to develop tailored strategies. This includes cash flow forecasting, tax optimisation, and investment structuring to ensure financial security.
Retirement planning
Specialised retirement planning focuses on creating sustainable income streams while minimising tax liabilities. We help clients navigate pension consolidation, drawdown strategies, and lifetime allowance considerations. Our approach ensures clients maintain their desired lifestyle throughout retirement while adapting to changing circumstances.
Inheritance tax planning
Our inheritance tax planning service identifies legitimate methods to preserve wealth for future generations. We implement strategies such as trust structures, charitable giving, and lifetime asset transfers while balancing clients' ongoing financial security with estate preservation objectives.
Investment management
Professional investment management services construct and maintain diversified portfolios aligned with clients' risk tolerance and financial goals. We employ evidence-based investment principles, regular portfolio rebalancing, and tax-efficient structures to optimise long-term returns while managing market volatility.
Pension transfers
We specialise in evaluating and executing pension transfers, particularly for defined benefit schemes. Our process includes detailed cashflow analysis, risk assessment, and regulatory compliance checks to determine whether transferring pension benefits aligns with clients' overall financial strategy.
People
Dennis Hall
Founder & Chartered Financial Planner
Former Royal Marine officer with 20+ years financial services experience. Author of 'Who Will It Hurt When I Die?' Specialises in retirement planning and tax-efficient wealth transfer strategies.
Sarah Steele
Operations Director
Over 15 years in financial services operations. Manages client onboarding, compliance, and service delivery. Ensures efficient implementation of financial plans while maintaining regulatory standards.
Christian Olesen
Financial Planner
Specialises in investment strategy and portfolio management. 12 years' experience in constructing tax-efficient investment solutions aligned with clients' long-term financial objectives.
Akiko Otomo
Financial Planner
Focuses on retirement planning for high-net-worth individuals. Expertise in cross-border financial solutions and complex pension arrangements for international clients.
Andy Shears
Financial Planner
Specialises in helping medical professionals and senior executives optimise their financial strategies. 18 years' experience in addressing complex remuneration structures and tax planning opportunities.
Questions
What level of assets do I need for your financial planning service?
We work with clients at various wealth levels, focusing on income potential and financial goals rather than minimum asset requirements.
How does your financial planning process work?
Our process involves three stages: discovery meetings to understand your goals, creating customised financial plans, and implementation support with ongoing reviews.
Do you offer ongoing investment management?
Yes, we provide optional ongoing investment management at 0.65% of assets under management, with a £18,000 annual cap for complex cases.
How are your financial planners qualified?
Our team includes chartered financial planners with FCA authorisation, holding industry-recognised qualifications and maintaining continuing professional development.
Can you help with pension transfers?
We specialise in defined benefit pension transfers, conducting comprehensive assessments to determine whether transferring aligns with your overall financial strategy.
How long does the financial planning process take?
Typical planning takes 6-8 weeks, with more complex cases requiring additional time to ensure thorough analysis and implementation preparation.
