Business Details
2 Years
experience
Expert Mortgage Brokers in Barnsley
Established in 2024, LM Mortgages operates as an appointed representative of Stonebridge Mortgage Solutions Ltd, which holds authorisation and regulation from the Financial Conduct Authority (FCA No. 797701). Our team specialises in providing tailored mortgage solutions for first-time buyers, remortgaging clients, home movers, and buy-to-let investors. With access to the entire mortgage market, we prioritise understanding individual client circumstances to secure competitive deals. Our FCA-regulated status ensures adherence to rigorous financial standards, while our client-centric approach has fostered repeat business and referrals. We offer transparent fee structures, including a typical mortgage arrangement charge of 499, alongside critical illness, life, and income protection insurance.Our services extend to buildings and contents insurance compliance, with a commitment to guiding clients through every stage of the mortgage process. Based in Barnsley, South Yorkshire, we combine local market knowledge with nationwide lending expertise. Our team maintains a focus on minimising credit footprint impacts during lender negotiations. Client testimonials highlight our dedication to navigating complex mortgage criteria and providing end-to-end support from initial enquiry to completion.
Services
Mortgage Brokerage
First Time Buyer Mortgages
Remortgaging Services
Buy-to-Let Mortgages
Critical Illness Cover
Life Insurance
Income Protection
Buildings Insurance
Details
- Year established: 2024
Highlights and features
- FCA-regulated mortgage advice with transparent fee structures
- Access to the entire UK mortgage market for competitive deals
- Personalised approach to complex mortgage circumstances
- Proven track record of client referrals and repeat business
- Comprehensive insurance solutions for home protection
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Personalised approach
Successful complex case solutions
Clear explanations
Services
Mortgage Brokerage
We provide FCA-regulated mortgage brokerage services with access to the entire market. Our team specialises in matching client circumstances with suitable mortgage products. Services include first-time buyer mortgages, remortgaging, and buy-to-let solutions with transparent fee structures.
Critical Illness Cover
Our critical illness protection plans help maintain financial stability during serious health issues. Policies cover various conditions and can be tailored to individual medical histories. We ensure clients understand covered illnesses and policy exclusions.
Life Insurance
We offer life insurance solutions to secure family financial futures. Policies provide lump sums for mortgage repayment or ongoing income support. Our advisors help clients select appropriate coverage levels and terms based on individual needs.
People
Louisa Manterfield
Mortgage Advisor
Louisa specialises in navigating complex mortgage criteria for diverse client circumstances. With extensive experience in first-time buyer mortgages and buy-to-let portfolios, she provides tailored solutions while maintaining FCA compliance standards.
Questions
Are your mortgage services regulated?
Yes, we operate as an appointed representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA No. 797701).
What mortgage types do you offer?
We provide first-time buyer mortgages, remortgaging options, moving home solutions, and buy-to-let mortgages with access to the entire market for competitive deals.
Do you charge for mortgage advice?
Initial advice is free, with a typical mortgage arrangement fee of £499. Exact charges depend on individual circumstances and are discussed transparently before proceeding.
What insurance products are available?
We offer critical illness cover, life insurance, income protection, and buildings insurance to protect your home and financial commitments.
How do you handle complex mortgage cases?
Our team specialises in complex cases, having helped clients refused elsewhere. We carefully match client circumstances with suitable lenders while minimising credit footprint impacts.
