Business Details
14 Years
experience
Expert Mortgage Brokers in Leeds - Exclusively Mortgages
Exclusively Mortgages specialises in providing tailored mortgage advice, focusing solely on meeting clients' needs without diversifying into unrelated financial services. With a team of fully qualified, FCA-regulated advisers, we combine national reach through the Mortgage Advice Bureau network with local expertise. Our approach prioritises transparency, with no hidden fees and a 'no offers, no fees' guarantee. We support clients across all mortgage types, including first-time purchases, remortgaging, and buy-to-let investments. Our advisers have access to over 12,000 mortgage deals from 90 UK lenders, including exclusive offers unavailable on the high street.We maintain accountability through FSCS protection and a commitment to resolving client concerns promptly. Our Yorkshire-based team operates nationwide via face-to-face consultations, telephone, and online platforms. We differentiate ourselves through dedicated one-to-one service, with advisers acting as long-term partners throughout the mortgage process. Our fee structure is transparent, typically 0.3% of the loan amount with a maximum of 1%, and we only charge upon successful mortgage offers. We provide educational resources through mortgage calculators and market updates while maintaining compliance with financial regulations.
Services
First Time Buyer Mortgages
Remortgaging Solutions
Buy to Let Mortgages
Mortgage Protection
Mortgage Calculators
Details
- Year established: 2012
Highlights and features
- We specialise exclusively in mortgages with 100% focus on mortgage advice
- Our advisers are FCA-regulated with access to 12,000+ mortgage deals
- We operate under a 'no offers, no fees' guarantee
- We combine national network resources with local expertise
- Our fee structure is transparent at 0.3% typical (max 1%)
Associations and certifications
- Financial Conduct Authority (FCA)
- Financial Services Compensation Scheme (FSCS)
What people say
Excellent service
Highly recommended
Stress free process
Very understanding
Super helpful
Services
First Time Buyer Mortgages
Tailored mortgage solutions for first-time buyers with deposits starting at 5%. We provide comprehensive guidance through Help to Buy schemes and shared ownership options. Our advisers explain all costs clearly, including stamp duty and arrangement fees, while helping maximise borrowing potential.
Remortgaging Solutions
Expert remortgaging advice to reduce repayments, consolidate debt, or release equity. We analyse current deals against market options, considering early repayment charges and potential savings. Our service includes stress-test assessments for buy-to-let portfolios.
Buy to Let Mortgages
Specialist buy-to-let mortgage advice for individual landlords and property companies. We offer competitive rates from 20% deposits, with expertise in SPV structures and portfolio management. Our guidance covers rental income calculations and tax implications.
Mortgage Protection
Comprehensive mortgage protection solutions including life insurance, critical illness cover, and income protection. We tailor policies to match mortgage terms and personal circumstances, ensuring financial security for dependants.
Mortgage Calculators
Interactive online calculators for mortgage affordability, remortgaging savings, and stamp duty costs. These tools provide initial estimates to help plan property purchases or refinancing, with detailed analysis available through consultations.
People
Ben
Mortgage Adviser
Ben specialises in first-time buyer mortgages and has helped numerous clients secure their initial property purchases. He provides clear explanations of mortgage options and ensures clients understand all financial commitments.
Vickie
Mortgage Adviser
Vickie focuses on complex mortgage cases and has particular expertise in joint borrower sole proprietor mortgages. She provides ongoing support through challenging mortgage applications and lender negotiations.
Kelly
Mortgage Adviser
Kelly specialises in remortgaging solutions and has extensive experience helping clients reduce their mortgage costs. She provides clear guidance through the remortgaging process with particular attention to timing considerations.
Questions
What mortgage types do you specialise in?
We specialise in first-time buyer mortgages, remortgaging, buy-to-let investments, and mortgage protection solutions.
Are your mortgage advisers qualified?
All our advisers are fully qualified and regulated by the Financial Conduct Authority (FCA).
Do you charge fees for mortgage advice?
Our fees range from 0.3% to 1% of the loan amount, with no charges unless we secure a mortgage offer.
How do you find competitive mortgage deals?
We access over 12,000 mortgage deals from 90 UK lenders, including exclusive offers unavailable elsewhere.
Can you help with complex mortgage situations?
Yes, we specialise in handling complex cases including self-employed applicants and those with credit issues.
What areas do you cover?
We operate nationwide with offices in Leeds, Manchester, London, and Keighley, plus remote support options.
