Business Details
Trusted Financial Advisers in Epping for Mortgages & Life Protection
We are Jigsaw Money Management, a fiercely independent and family-owned financial advisory firm with over 25 years of experience guiding clients through life's financial milestones. Our reputation is built on transparent, client-centric advice in mortgages, equity release, and life protection services. As a team of certified mortgage and protection advisers, we prioritise your best interests, offering tailored solutions that align with your unique circumstances. Our commitment to excellence is demonstrated through 3,188 completed mortgages and 2,134 families protected. We operate with full transparency, providing regular updates and flexible appointments including out-of-hours support.Regulated by the Financial Conduct Authority, we combine industry expertise with a personal touch, ensuring every client receives clear, jargon-free guidance. Our team's extensive experience spans first-time purchases, buy-to-let investments, and complex commercial mortgages. We specialise in simplifying equity release options for clients over 55 while offering comprehensive life protection strategies. With a proven track record of helping hundreds of homeowners achieve their financial goals, we maintain a steadfast commitment to ethical practices and ongoing client education.
Services
Mortgages
Equity Release
Life Protection
Buy-to-Let
Commercial Mortgages
Critical Illness Cover
Income Protection
Health Insurance
Highlights and features
- We offer 25+ years of mortgage advisory experience
- Our team consists of FCA-regulated financial experts
- We provide transparent, jargon-free financial guidance
- We operate with full regulatory compliance and transparency
- Our client-centric approach prioritises individual needs
Associations and certifications
- Financial Conduct Authority
What people say
Fantastic experience
Smooth process
Stress-free
Highly recommended
Expert advisers
Services
Mortgages
We provide comprehensive mortgage solutions for first-time buyers, home movers, and property investors. Our FCA-regulated advisers help clients navigate the entire mortgage process from initial application to completion. With expertise in residential and buy-to-let mortgages, we offer tailored advice to secure the most suitable financing options while explaining all requirements in plain English.
Equity Release
Specialising in equity release solutions for homeowners over 55, we offer lifetime mortgages, RIO mortgages, and hybrid options. Our advisers explain the implications of releasing equity while ensuring clients understand the long-term financial impact. We help clients access tax-free cash from their property while maintaining their eligibility for means-tested benefits.
Life Protection
We provide comprehensive life protection solutions including life insurance, critical illness cover, and income protection. Our advisers help clients safeguard their families' financial future by creating tailored protection plans that cover mortgage payments, living expenses, and future commitments. We explain policy terms clearly to ensure complete understanding of coverage limitations and benefits.
Buy-to-Let
Our buy-to-let mortgage service caters to property investors seeking financing solutions. We assess rental income potential and help clients structure their investments through appropriate mortgage products. We provide guidance on tax implications, portfolio diversification, and long-term wealth creation strategies while ensuring compliance with regulatory requirements.
Commercial Mortgages
We offer commercial mortgage solutions for business owners seeking property financing. Our specialists work with clients to secure funding for office spaces, warehouses, and retail premises. We assess business financials and property valuations to arrange tailored financing options that support commercial property acquisitions and business expansion plans.
People
Mark Horsfall
Director & Adviser
With over 25 years' experience in financial services, Mark leads our advisory team. He specialises in complex mortgage solutions and has helped thousands of clients achieve their property goals through expert guidance and regulatory-compliant practices.
Rebecca Horsfall
Administration Manager
Rebecca ensures smooth operations across all client transactions. With extensive experience in mortgage administration, she coordinates the advisory team's activities and maintains our high service standards through efficient case management and client communication.
Peter May
Mortgage & Protection Adviser
Peter specialises in mortgage and protection solutions, helping clients secure appropriate financial products. With deep knowledge of the UK property market, he provides clear advice on home financing and risk management strategies.
Ralph Black
Commercial Broker
Ralph focuses on commercial mortgage solutions for business clients. His expertise in property financing helps entrepreneurs secure premises for their operations while ensuring financial viability and regulatory compliance.
David Vass
Will & Power of Attorney
David specialises in estate planning and legal documentation. He helps clients create comprehensive wills and power of attorney arrangements to protect their assets and ensure proper financial management in later life.
Questions
What mortgage options do you offer for first-time buyers?
We provide comprehensive mortgage solutions for first-time buyers, including government-backed schemes and traditional residential mortgages. Our advisers explain all options clearly.
How does equity release affect inheritance tax?
Equity release can impact inheritance tax planning. Our specialists explain the implications and help structure arrangements that balance immediate financial needs with estate planning goals.
What protection options are available for families?
We offer life insurance, critical illness cover, and income protection policies to safeguard families' financial security. Our advisers help select appropriate coverage levels.
Can you help with commercial property financing?
Yes, we specialise in commercial mortgages for business premises. Our experts assess your business needs and arrange suitable financing solutions.
How do you ensure regulatory compliance?
As FCA-regulated advisers, we follow strict compliance procedures. All recommendations meet regulatory standards and client suitability requirements.
What support do you provide during the mortgage process?
We offer dedicated support throughout, including regular updates, flexible appointments, and clear explanations of all documentation in plain English.
