Business Details
20 Years
experience
Your Trusted Mortgage Brokers in Ware
Established in 2006 by Steve Thorn and Jack Richardson, our firm combines over two decades of industry expertise with a commitment to impartial financial advice. We specialise in delivering tailored mortgage solutions and protection policies, prioritising client needs through comprehensive life planning and consultation. Our team operates with transparency, ensuring clients receive reliable guidance to navigate financial complexities.With access to thousands of products from leading UK lenders, we secure competitive agreements in principle without obligation. Our reputation for professionalism and client-centric service has driven sustained growth, reflecting our dedication to long-term financial progression for every client.
Services
Mortgage Brokers
Life Assurance
Critical Illness Cover
Income Protection
Business Protection
Key Person Protection
Permanent Health Insurance
Home Insurance
Landlords Insurance
Trusts Advice
Details
- Year established: 2006
Highlights and features
- We have over 20 years of combined experience in mortgage advisory services.
- Our team provides impartial advice tailored to individual client circumstances.
- We offer access to thousands of mortgage products from leading UK lenders.
- We deliver no-obligation consultations and agreements in principle.
- Our FCA-authorised status ensures regulatory compliance and client protection.
Associations and certifications
- Financial Conduct Authority
What people say
Expert mortgage advice
Personalised service
Regulatory compliance
Competitive rates
Professional team
Services
Mortgage Brokers
We provide impartial mortgage advice tailored to individual circumstances. Our FCA-regulated brokers access thousands of products from leading UK lenders to secure competitive rates. Clients receive no-obligation consultations and agreements in principle, ensuring clarity and confidence in property transactions.
Life Assurance
Our life assurance policies provide tax-free lump sums to protect dependents in the event of death. Coverage can offset mortgages, debts, or ensure family financial security. Policies are customised to individual needs, with expert guidance on term lengths and coverage amounts.
Critical Illness Cover
This service offers financial protection against diagnosed critical illnesses. Payouts can repay mortgages, cover medical expenses, or replace lost income. We help clients select appropriate coverage levels and conditions aligned with personal and family needs.
Income Protection
Our income protection plans provide regular payments if illness or injury prevents work. Coverage continues until retirement age or recovery, ensuring financial stability. We assess individual risk profiles to recommend suitable policy terms and payout structures.
Trusts Advice
We offer guidance on establishing trusts to manage asset distribution. Services include explaining trust types, tax implications, and legal requirements. Our expertise ensures clients create structures that protect beneficiaries and align with long-term financial objectives.
People
Steve Thorn
Co-Founder
With over 20 years in mortgage advisory services, Steve co-founded RTA Mortgage & Financial Services in 2006. He specialises in complex mortgage solutions and client-centric financial planning.
Jack Richardson
Co-Founder
Jack brings extensive mortgage industry experience to RTA, focusing on protection policies and long-term financial strategies. He co-founded the firm in 2006 to deliver impartial, tailored advice to clients.
Questions
What mortgage types do you offer?
We provide first-time buyer, remortgage, buy-to-let, and commercial mortgages tailored to individual needs.
Are your services regulated?
Yes, we are authorised and regulated by the Financial Conduct Authority (FCA) under registration number 596364.
How do protection policies work?
Protection policies like life assurance or income cover provide financial security for dependents during critical life events.
Can you help with insurance?
We compare policies from major insurers to find suitable home, landlord, and business insurance solutions.
What areas do you serve?
We operate nationwide from our Ware office, with a focus on Hertfordshire and surrounding UK regions.
