Business Details
29 Years
experience
Your Trusted Insurance Partner in Manchester
MFL Insurance Group has established an enviable reputation as a specialist insurance broker since its formation in 1997. We operate as a privately owned independent broker, offering extensive technical knowledge across all insurance sectors. Our team combines decades of experience with strong relationships with insurance partners to deliver tailored solutions for clients across Corporate, Professions, Science & Technology sectors. The company maintains an in-house Claims & Risk Management division to provide specialist support when clients need it most. Through our Affinity division, we deliver bespoke insurance schemes for professional institutes and their members. Our ethos of prioritising client needs drives our approach to creating competitive and comprehensive insurance programmes.Backed by Financial Conduct Authority authorisation (FRN 306684), we combine technical expertise with personal service. Our specialists work closely with clients to understand unique risk exposures and create appropriate protection strategies. With expertise spanning construction, technology, law, and healthcare sectors, we cater to businesses from sole traders to multinational organisations. Our long-standing team brings sector-specific knowledge, including niche areas like architectural technology and environmental conservation. When claims arise, our dedicated team provides practical support and contract review services to mitigate risks.
Services
Professional Indemnity Insurance
Cyber Risk Coverage
Corporate Insurance Programmes
Claims Management
Affinity Insurance Schemes
Technology Sector Insurance
Contract Review Services
Risk Assessment
Directors & Officers Insurance
Office Insurance
Details
- Year established: 1997
Highlights and features
- 30+ years of combined experience advising corporate and professional clients
- In-house Claims & Risk Management team provides practical support
- Bespoke insurance programmes for niche sectors like architectural technology
- Strong relationships with specialist insurers for tailored solutions
- Specialist knowledge across construction, healthcare, legal and tech sectors
Associations and certifications
- Financial Conduct Authority (FRN No. 306684)
What people say
Excellent service
Quick and efficient responses
Thorough understanding of clients needs
Practical support
Valuable expertise
Services
Professional Indemnity Insurance
We provide tailored professional indemnity insurance solutions for legal practitioners, surveyors, architects and other professionals. Our coverage protects against claims for negligent acts, errors or omissions in professional services. With schemes for both chartered and non-chartered professionals, we offer flexible cover that meets specific regulatory requirements.
Cyber Risk Coverage
Our cyber insurance products protect businesses against technology-related risks including data breaches and system failures. We offer coverage for incident response costs, business interruption and liability claims. Specialist schemes address unique risks in healthcare technology and software development sectors. Policies include proactive risk management support.
Corporate Insurance Programmes
We develop comprehensive insurance programmes for corporate clients identifying and addressing key risk exposures. Services include directors & officers liability, fidelity insurance and office insurance packages. Our team works closely with businesses to create multi-jurisdictional solutions tailored to specific industry needs and regulatory environments.
Claims Management
Our in-house claims team provides specialist assistance with insurance claims and contract reviews. Services include warranty assessments, collateral management and dispute resolution support. We offer a dedicated contact for policyholders to streamline the claims process and ensure timely resolution of business interruptions.
Affinity Insurance Schemes
We develop bespoke insurance schemes for professional institutes and their members including architectural technologists, ecologists and landscape designers. These tailored programmes meet specific industry requirements while providing cost-effective coverage. Our endorsed schemes deliver standardised protection that aligns with professional body standards and expectations.
People
Mark Ramsbottom
CEO
With 30+ years' experience in insurance brokerage, Mark leads with a client-first approach. He specialises in understanding business operations to source competitive insurance solutions. A former rugby player, he maintains strong industry connections.
Kevin McParland
Chairman
A founder of MFL with over 52 years in insurance, Kevin established the company in 1997. He focuses on strategic development and succession planning. A former football player, he maintains strong industry knowledge and relationships.
Richard Gledhill
Client Director
Specialising in professional indemnity insurance since 1996, Richard brings extensive broking and underwriting experience. He works on tailored solutions for professional service firms while maintaining involvement in local sports coaching.
Mark Philmore
Client Director - Science & Technology
With 35+ years' industry experience, Mark leads our technology insurance division. He structures policies for startups through established firms, covering technology development and life sciences. Holds Chartered Insurance Broker accreditation.
Darren Hewitt
Director - Claims & Risk Management
A former law graduate, Darren heads our claims team since 2007. He specialises in contract reviews and risk mitigation, combining legal understanding with insurance expertise. Focuses on continuous team development to enhance client support.
Questions
What specialist insurance areas do you cover?
We specialise in Corporate, Professional Services, Science & Technology sectors. Specific schemes cover architectural technologists, ecologists, game developers, and life sciences companies.
How do you handle insurance claims support?
Our dedicated in-house team provides contract review services and claims assistance, ensuring timely resolution through direct client liaison and insurer coordination.
Do you offer cyber insurance for technology firms?
Yes, our cyber cover addresses technology sector risks including data breaches, software development risks, and hardware vulnerabilities, with tailored protection for medical device manufacturers.
How do you create bespoke insurance programmes?
We analyse business operations and risk exposures, then collaborate with specialist insurers to structure customised multi-jurisdictional policies that evolve with your organisation's needs.
What professional body partnerships exist?
We partner with the Chartered Institute of Architectural Technologists, Society of Garden and Landscape Designers, and other professional institutes to provide endorsed insurance schemes.
