Business Details
12 Years
experience
Expert Mortgage Brokers in Norwich
Established in 2014, Vincent Burch has built a reputation as an independent mortgage broker dedicated to providing tailored property finance solutions. Our team of experts, based in Norwich, brings over 200 years of combined experience in residential, buy-to-let, and specialist mortgages. We pride ourselves on offering typically fee-free* advice, ensuring clients access competitive rates from a wide panel of lenders. With a client recommendation rate of 98%, we prioritise transparency, personalised service, and market expertise. Our relationships with 100+ specialist lenders enable us to secure exclusive deals unavailable on the high street. As an FCA-authorised firm (registration number 970713), we adhere to rigorous regulatory standards, ensuring client trust and compliance.Our growth, including a 50% team expansion in 2021, reflects our commitment to excellence. We specialise in complex cases, including portfolio landlords, adverse credit scenarios, and limited company mortgages. By focusing on individual client needs, we simplify the mortgage process, saving time and reducing stress. Our dedication to innovation and client-centric service has earned us a strong reputation, evidenced by glowing Trustpilot reviews. Whether you're a first-time buyer or a seasoned investor, we provide expert guidance from initial consultation to completion. Our mission remains to deliver impartial advice, ensuring clients secure the most suitable finance solutions for their unique circumstances.
Services
Buy to Let Mortgages
Specialist Mortgages
Residential Mortgages
Portfolio Landlord Mortgages
Adverse Credit Mortgages
Details
- Year established: 2014
Highlights and features
- We are an FCA-authorised, independent mortgage broker with 200+ years of combined experience.
- Our typically fee-free* service ensures no hidden costs for clients.
- We offer access to 100+ lenders, including exclusive deals unavailable on the high street.
- Our team specialises in complex cases, including portfolio landlords and adverse credit mortgages.
- 98% of our clients recommend our service, reflecting our commitment to excellence.
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Expert advice
Personalised service
No hidden costs
98% recommendation
Quick DIP process
Services
Buy to Let Mortgages
Specialist buy-to-let mortgages for landlords seeking residential property investments. We offer tailored solutions for first-time landlords, portfolio investors, and HMO properties. Our access to 100+ lenders ensures competitive rates and flexible terms, including adverse credit and limited company options.
Specialist Mortgages
Tailored mortgages for non-standard cases, including adverse credit, self-employed applicants, and non-residential properties. We work with niche lenders to secure deals for unique circumstances, such as MUFB properties, expatriate buyers, and right-to-buy schemes.
Residential Mortgages
Comprehensive residential mortgage solutions for first-time buyers, remortgagers, and homeowners. We offer fixed, variable, and tracker rates, alongside interest-only options. Our fee-free* advice ensures clients find the most suitable deal aligned with their financial goals.
Portfolio Landlord Mortgages
Consolidated financing for landlords with four or more properties. We simplify management by combining multiple properties under a single mortgage arrangement. Our expertise includes stress-testing compliance, cash flow optimisation, and portfolio expansion strategies.
Adverse Credit Mortgages
Mortgage solutions for applicants with credit challenges, including CCJs, defaults, or bankruptcy. We partner with specialist lenders to assess individual circumstances, offering competitive rates once financial stability is demonstrated through documentation.
People
Vincent Burch
Founder
Vincent Burch established the company in 2014 after a career in financial services since 2002. His expertise in mortgage broking and specialist finance underpins the firm's client-focused approach.
Questions
What deposit do I need for a buy-to-let mortgage?
Most lenders require 20-25% deposit, but we assess individual circumstances to find suitable options even with smaller deposits.
Can I get a mortgage as a first-time buyer with bad credit?
Yes, we work with specialist lenders offering competitive rates for first-time buyers with adverse credit histories.
How much can I borrow for a residential mortgage?
Borrowing depends on income, existing commitments, and property value. We calculate affordability to ensure sustainable lending.
Are your mortgage services regulated?
Yes, we are FCA-authorised, ensuring all advice and products meet strict regulatory standards for client protection.
Do you offer commercial mortgage solutions?
Yes, we provide commercial mortgages for property investors and businesses, including portfolio financing and development loans.
How do I start the mortgage application process?
Contact us via phone or email to discuss your needs. We'll guide you through required documentation and begin searching for suitable deals.
