Business Details
Your Trusted Mortgage Broker in London
Mortgages Expert is a professional mortgage brokerage established over 15 years ago, dedicated to providing tailored financial solutions for clients across the UK. Based in Kingsbury, London, we specialise in residential, buy-to-let, remortgage, and commercial mortgages, alongside protection services including life insurance and income cover. Our team of CeMAP-certified advisers works with over 70 lenders to secure competitive rates, prioritising client needs through personalised service and market expertise.Regulated by the Financial Conduct Authority, we ensure compliance and transparency in all our advisory processes. Our commitment to client satisfaction is reflected in our testimonials, highlighting efficient service delivery and successful mortgage placements for diverse client profiles.
Services
First Time Buyer Mortgages
Remortgage Solutions
Buy-to-Let Mortgages
Equity Release
Property Development Finance
Bridging Loans
Commercial Mortgages
Life Insurance
Critical Illness Cover
Income Protection
Highlights and features
- We have 15+ years of experience in mortgage advisory services.
- We offer access to over 70 lenders for competitive mortgage rates.
- Our team includes CeMAP-certified mortgage advisers.
- We provide personalised service for first-time buyers and investors.
- We are regulated by the Financial Conduct Authority for compliance.
Associations and certifications
- Financial Conduct Authority
What people say
Efficient service
Friendly and knowledgeable
Highly recommend
Quick to reply
Solution-oriented
Services
First Time Buyer Mortgages
We specialise in first-time buyer mortgages, helping new homeowners secure competitive rates tailored to their financial circumstances. Our advisers assess eligibility and connect clients with lenders offering favourable terms. This service includes guidance on deposits, repayment options, and government schemes to facilitate homeownership.
Buy-to-Let Mortgages
Our buy-to-let mortgage service caters to property investors seeking financing for rental properties. We provide access to specialist lenders, competitive interest rates, and advice on portfolio management. The service includes assessing rental income viability and structuring loans for long-term investment growth.
Equity Release
Equity release allows homeowners aged 55+ to access tax-free cash from their property without selling. We offer lifetime mortgages and tailored advice on repayment terms, interest rates, and implications for inheritance. Our service ensures clients understand all options before proceeding.
Commercial Mortgages
We provide commercial mortgages for businesses acquiring or refinancing non-residential properties. Our service includes sourcing development loans, assessing affordability, and negotiating terms with lenders. Clients benefit from our expertise in commercial property finance and regulatory compliance.
Life Insurance
Our life insurance service offers financial protection for dependants in the event of death. Policies include term life and whole-of-life cover, with flexible premiums and payout options. We advise on appropriate coverage levels based on individual circumstances and financial obligations.
People
Ian Pasea
Director, Mortgage Adviser
Ian has over 20 years of experience in property and financial services, specialising in mortgages for first-time buyers, self-employed clients, and buy-to-let investors. He prioritises personal service and long-term client relationships.
Neil Cutmore
Director, Mortgage Adviser
Neil brings extensive mortgage market knowledge, focusing on securing optimal deals for clients. He has a passion for youth housing initiatives and leverages lender relationships to deliver timely, stress-free mortgage solutions.
Questions
What mortgage options are available for first-time buyers?
We offer tailored first-time buyer mortgages with competitive rates, guidance on deposits, and access to government schemes to support homeownership.
Can I remortgage if my current deal is ending?
Yes, we help clients remortgage to secure better rates or release equity, ensuring a smooth transition with minimal disruption.
Are buy-to-let mortgages regulated?
Most buy-to-let mortgages are not regulated by the Financial Conduct Authority, but we provide transparent advice on risks and compliance.
What protection services do you offer?
We provide life insurance, critical illness cover, income protection, and family income benefit to safeguard against financial risks.
What areas do you serve?
We primarily serve London and the UK, offering mortgage solutions tailored to local property markets and client needs.
