Business Details
12 Years
experience
Award-Winning Mortgage Brokers in Hatfield
Established in 2014, Coombes & Wright Mortgage Solutions has built a reputation as an award-winning mortgage and protection broker serving clients across Hertfordshire, Kent, London, and nationwide. Our team of experienced professionals brings over 180 years of combined expertise in property and mortgage industries, offering tailored advice to first-time buyers, home movers, investors, and businesses. We pride ourselves on simplifying the mortgage process, providing free no-obligation consultations, and managing every step from initial enquiry to completion. With offices in Brookmans Park, Hatfield, St Albans, Cheshunt, Abbots Langley, London, Canterbury, and Dover, we deliver a local, flexible, and friendly service.Our commitment to exceptional customer care is reflected in our 483 5-star reviews and recognition as an industry leader. We work with over 65 lenders to secure competitive rates and offer specialist services including equity release, buy-to-let portfolios, and commercial lending. Our team maintains professional qualifications such as CeMAP and Adv CeMAP, ensuring clients receive expert guidance aligned with their unique circumstances. We prioritise transparency, explaining all options clearly and managing paperwork to create a stress-free experience.
Services
First-Time Buyers
Remortgages
Buy To Let
Equity Release
Protection Cover
Commercial Lending
Details
- Year established: 2014
Highlights and features
- Over 180 years of combined property and mortgage industry experience
- Access to over 65 lenders for competitive mortgage options
- Free no-obligation initial consultations with flexible appointments
- Full-service management from application to completion
- Award-winning service with 483 5-star Google reviews
Associations and certifications
- Financial Conduct Authority
What people say
Exceptional service
Highly recommended
Stress-free process
Expert knowledge
Prompt communication
Services
First-Time Buyer Mortgages
Specialist guidance for first-time property purchases with access to 95% LTV mortgages and government schemes. We explain all options clearly, help secure competitive rates, and manage the entire process from application to completion. Our team provides ongoing support for protection cover and future property transactions.
Remortgaging Services
Expert assistance with mortgage renewals, property moves, and equity release. We compare over 65 lenders to find better rates, handle portability options, and advise on tax-efficient solutions. Our service includes valuation guidance, penalty calculations, and seamless transition management.
Buy-to-Let Solutions
Tailored financing for property investors with advice on portfolio growth and tax structures. We access specialist lenders offering competitive rates for both individual and company-owned investments. Our support includes rental income assessments and limited company setup considerations.
Equity Release
Regulated advice for homeowners over 55 seeking to release capital from their properties. We explain lifetime mortgage options, inheritance tax implications, and alternative funding sources while ensuring suitability through comprehensive affordability assessments.
Commercial Lending
Access to bespoke financing solutions for businesses of all sizes through our network of specialist partners. We facilitate property-backed loans, development finance, and investment property funding with support for both new ventures and established companies.
People
Michael Coombes
Director / Mortgage & Protection Adviser
BA (Hons) qualified with 25+ years' financial services experience. Co-founder specialising in mortgage and protection advice, previously in corporate finance. Focuses on clear communication and client-centric solutions.
James Wright
Director / Mortgage & Protection Adviser
Adv CeMAP and CeRER qualified with 20+ years' industry experience. Co-founder known for straightforward communication and local market expertise. Specialises in first-time buyer assistance and complex case solutions.
Dean Tomlinson
Mortgage & Protection Adviser
CeMAP qualified with property industry background since 2005. Specialises in holistic advice combining estate agency experience with mortgage expertise. Focuses on long-term client relationships and portfolio growth.
Louise Scrivener
Mortgage & Protection Adviser
CeMAP Levels 1-3 qualified with Kent-focused expertise. Specialises in stress-free property transactions and remortgaging solutions. Known for comprehensive client support throughout the mortgage process.
Damon Hoford
Mortgage & Protection Adviser
CeMAP qualified with 15+ years' experience. Specialises in Canterbury market and portfolio management. Recognised for flexible approach and long-term client relationships with both individual and investor clients.
Questions
What mortgage options are available for first-time buyers?
We offer 95% LTV mortgages, government schemes like Help-to-Buy, and specialist advice to secure competitive rates tailored to your circumstances.
Can I remortgage if my current deal is ending soon?
Yes, we recommend reviewing options up to six months before your current deal ends to secure the best available rates.
Do you offer buy-to-let mortgage solutions?
Yes, we provide bespoke buy-to-let mortgages for both individual and company-owned property investments with specialist lenders.
What protection cover options do you provide?
We offer life insurance, critical illness cover, and income protection to safeguard your mortgage repayments against unforeseen circumstances.
Are there fees for your mortgage advisory services?
Our standard arrangement fees are £399 for residential and £499 for buy-to-let mortgages, with no hidden charges.
