Business Details
17 Years
experience
Trusted Mortgage Brokers in York
Established in 2009, York Moneyman Mortgage Brokers has built a reputation as a trusted mortgage advisory service in York and surrounding areas. Our team of experienced professionals specialises in simplifying the home buying and remortgaging process through personalised guidance and access to thousands of competitive mortgage products. We pride ourselves on transparency, efficiency, and a client-centric approach that prioritises individual financial circumstances. With FCA authorisation and regulation, we ensure all advice adheres to strict compliance standards while maintaining affordability through transparent fee structures.Our 24/7 mortgage monitoring service and rapid agreement-in-principle issuance within 24 hours demonstrate our commitment to timely, technology-enhanced solutions. By combining local market knowledge with national lending expertise, we empower clients to make informed decisions throughout their property journey.
Services
First Time Buyer Mortgages
Remortgage Advice
Buy to Let Mortgages
Self Employed Mortgages
Equity Release
Help to Buy Mortgages
Shared Ownership Mortgages
Lifetime Mortgages
Bridging Loans
Life Insurance
Details
- Year established: 2009
Highlights and features
- We offer over 15 years of combined mortgage advisory experience
- Our team provides access to 1000s of mortgage deals across multiple lenders
- We implement 24/7 mortgage monitoring technology for ongoing support
- Our advisors are FCA regulated for client protection
- We guarantee agreement-in-principle issuance within 24 hours of initial consultation
Associations and certifications
- Financial Conduct Authority
What people say
Brilliant service
Friendly and efficient
Highly recommend
Smooth process
Expert guidance
Services
First Time Buyer Mortgages
Specialist mortgage solutions for first-time property purchasers. We provide comprehensive guidance through government schemes like Help to Buy and Shared Ownership while offering competitive rate comparisons. Our advisors help calculate realistic borrowing capacities based on individual financial circumstances and assist with agreement-in-principle applications to strengthen purchasing positions in the York property market.
Remortgage Advice
Expert guidance for homeowners seeking better mortgage terms. We analyse current deals against thousands of market options to identify savings opportunities through rate transfers or equity releases. Our service includes detailed affordability assessments, penalty calculations for existing mortgages, and assistance with switching processes to ensure seamless transitions to more favourable terms.
Buy to Let Mortgages
Tailored financing solutions for property investors. We connect clients with specialist lenders offering competitive rates for rental property acquisitions. Our advisors provide portfolio management strategies, cashflow analysis for multiple properties, and guidance on tax-efficient structures while ensuring compliance with evolving buy-to-let regulatory requirements in the York rental market.
Equity Release
Specialist advice for homeowners aged 55+ seeking to release property equity. We explain lifetime mortgage options and inheritance tax implications while comparing rates from multiple providers. Our regulated advisors ensure clients understand long-term financial impacts and alternative options before committing to equity release solutions.
Bridging Loans
Interim financing solutions for property transactions requiring quick completion. We connect clients with specialist lenders offering flexible terms for purchases needing rapid funding. Our advisors explain associated risks while helping secure financing for property chains, auctions, or development projects requiring temporary capital solutions.
People
Malcolm
Founder
Established York Moneyman Mortgage Brokers in 2009 with a vision for transparent mortgage advice. Brings over 15 years' industry experience in developing client-focused mortgage solutions while maintaining regulatory compliance standards.
Charlie
Mortgage Advisor
Specialises in first-time buyer mortgages with particular expertise in new build properties. Recognised for exceptional client feedback through clear communication and tailored mortgage matching capabilities.
Conor
Senior Advisor
Focuses on complex mortgage cases including self-employed applicants and adverse credit histories. Provides strategic solutions for challenging financial circumstances while maintaining lender compliance requirements.
Questions
What mortgage rates are currently available in York?
Mortgage rates vary daily based on market conditions. Our advisors provide real-time comparisons across 1000s of products to help clients secure competitive rates suited to their circumstances.
Should I use a mortgage broker or approach banks directly?
Mortgage brokers offer access to multiple lenders including exclusive deals unavailable through direct applications, while maintaining impartial advice to match your specific requirements.
How quickly can I obtain a mortgage agreement in principle?
We typically issue mortgage agreements in principle within 24 hours of your initial consultation, subject to providing necessary financial documentation.
Can I get a mortgage with previous credit issues?
Yes, we work with specialist lenders offering mortgages for applicants with adverse credit histories, though these typically require larger deposits and demonstrate improved financial management.
Do you offer online mortgage application options?
We provide online booking systems and digital document submission while maintaining personal advisor support throughout the application process.
What fees are associated with your mortgage services?
Our fees are transparently disclosed upfront, with typical advisory fees starting at £495 or 1% of the loan amount, depending on required services.
