Business Details
27 Years
experience
Your Trusted Mortgage Broker in Hull
Established in 1999, Millennium Mortgages has built a reputation as a trusted mortgage brokerage serving clients across the UK. Our team of fully qualified advisers specialises in tailoring mortgage solutions for first-time buyers, home movers, buy-to-let investors, and those with complex financial circumstances. With offices in Hull, Huddersfield, Beverley, and Wakefield, we combine local expertise with nationwide reach. Our advisers, including industry veterans with decades of experience, provide impartial advice without ties to specific lenders. We prioritise transparency, handling all paperwork and liaising directly with lenders to simplify the process.Our commitment to innovation ensures clients benefit from digital tools like online consultations while maintaining the personal touch that defines our service. As an appointed representative of PRIMIS Mortgage Network, regulated by the Financial Conduct Authority, we adhere to strict regulatory standards. Our fee structure, ranging from 199 to 999 with a typical charge of 399, is clearly communicated upfront, and we never proceed without a binding Client Fee Agreement. This dedication to ethical practices and client-centric service has earned us consistent positive feedback from customers navigating the complexities of the mortgage market.
Services
First Time Buyer
Buy To Let
Remortgaging
Moving Home
Specialist Mortgages
Self-Employed
Later Life Lending
Bad Credit
Bridging Loans
Holiday Lets
Details
- Year established: 1999
Highlights and features
- We operate as an appointed representative of PRIMIS Mortgage Network, regulated by the Financial Conduct Authority.
- Our advisers have decades of combined experience in mortgage and protection services.
- We offer flexible consultations via phone or video meetings to suit client schedules.
- We handle all application paperwork and liaise directly with lenders until completion.
- Our fee structure is transparent, with no obligation consultations and fixed-price options.
Associations and certifications
- Financial Conduct Authority
- PRIMIS Mortgage Network
What people say
Amazing to work with
Consummate professional
Master of all things mortgages
Puts you at ease
Highly informative and trustworthy
Services
First Time Buyer
We specialise in guiding first-time buyers through the mortgage process, offering tailored advice on available schemes and competitive rates. Our advisers explain options clearly, from initial application to completion. With access to thousands of products, we help clients secure their first property without pushy sales tactics.
Buy To Let
Our buy-to-let specialists advise on portfolio growth and property investment strategies. We compare landlord-specific products and explain tax implications. The team assists with applications for both personal and limited company ownership structures, ensuring compliance with regulatory requirements for rental properties.
Remortgaging
We help clients review existing deals and identify better rates when their current mortgage term ends. Our advisers assess eligibility for new products, considering factors like equity, credit history, and income. The service includes paperwork management to streamline the transition process.
Specialist Mortgages
We provide solutions for clients with non-standard requirements, including bad credit histories, self-employment, or later-life lending. Our advisers access niche products and explain eligibility criteria clearly. This service caters to unique circumstances like holiday let properties or bridging finance needs.
Bridging Loans
Our bridging loan service offers fast access to secured finance for property purchases at auction or chain breaks. Advisers explain interest payment options and exit strategies. We connect clients with lenders offering flexible terms for temporary funding requirements.
People
Mark Thurman
Founder & Mortgage and Protection Adviser
With over 30 years in the industry, Mark established Millennium Mortgages in 1999. He specialises in mortgage and protection advice, maintaining a client-focused approach across Yorkshire and beyond.
Mike Plaster
Mortgage and Protection Adviser
Joining in 2020, Mike brings five years of expertise in mortgage protection. He has modernised the company's digital consultation processes, enabling nationwide client support via online platforms.
Andrea Storey
Mortgage and Protection Adviser
Andrea joined in 2024, contributing 25 years of housing sector experience from her previous role as a construction data analyst. Her background enhances our understanding of property market dynamics.
Lee Brewster
Administrator
Lee has managed customer reviews and renewals since 2008. He ensures seamless follow-up for existing clients, coordinating appointments when mortgages reach renewal periods.
Questions
How do Millennium Mortgages find competitive mortgage deals?
We access over 10,000 products, including exclusive deals unavailable to the public. Our advisers compare options across lenders to find rates matching your financial situation.
What fees does Millennium Mortgages charge?
Our fees range from £199 to £999, with a typical charge of £399. We provide full written details of costs before starting work, and you choose whether to add fees to your mortgage.
Can you help self-employed individuals secure mortgages?
Yes, we specialise in self-employed mortgages. Our advisers understand how to present your income effectively to lenders and access products suited to non-standard financial arrangements.
Do you offer online mortgage consultations?
Yes, we provide video consultations via Teams or Zoom. This allows clients nationwide to receive advice without needing in-person meetings, maintaining flexibility and convenience.
How do you support clients with bad credit?
We assess your credit report to identify lenders willing to consider your application. Our specialists explain steps to improve eligibility and find mortgage products suited to your circumstances.
