Business Details
Trusted Vehicle Finance Solutions UK
Logbook Loans 247 has built a reputation on trust and operates as an ethical, responsible lender. With extensive experience in providing short-term finance solutions, we specialise in logbook loans, enabling customers to borrow between 700 and 50,000 against their vehicles. Our approach prioritises transparency, honesty, and fairness, ensuring clients receive tailored services aligned with their individual needs. As an authorised and regulated entity by the Financial Conduct Authority (FCA), we adhere to rigorous standards, placing consumers at the heart of our operations.Our membership of the Consumer Credit Trade Association (CCTA) underscores our commitment to ethical lending practices under the Consumer Credit Act. We serve customers across England, Wales, and Northern Ireland, offering flexible repayment terms with no early settlement penalties. Our team combines industry expertise with a client-centric ethos, ensuring clarity, affordability, and compliance throughout the lending process.
Services
Logbook Loans
Pawn Your Car
Asset Finance
Short-Term Loans
Vehicle Equity Release
Highlights and features
- FCA-authorised and regulated for consumer protection
- Member of the Consumer Credit Trade Association (CCTA)
- Transparent, fair lending practices with no hidden fees
- Flexible repayment terms and early settlement discounts
- Experienced team specialising in vehicle-secured finance
Associations and certifications
- Financial Conduct Authority
- Consumer Credit Trade Association (CCTA)
What people say
Very helpful
Fantastic service
Great customer service
Professional team
Quick and easy process
Services
Logbook Loans
We offer logbook loans secured against your vehicle, allowing you to borrow between 700 and 50,000. These loans are ideal for customers needing quick finance while retaining vehicle use. Our FCA-regulated process ensures affordability assessments and transparent terms, with no penalties for early repayment. Clients benefit from competitive rates and flexible 18- or 36-month terms.
Pawn Your Car
Our pawn loan service enables you to release equity from prestige, classic, or supercars up to 200,000. Vehicles are stored securely during the 7-month term, with options to renew or settle early. No credit checks are required, and we guarantee confidentiality. This service suits owners seeking short-term finance without selling their assets.
Asset Finance
We provide asset finance solutions against various vehicles, including vans, motorhomes, and commercial vehicles. Our process involves a provisional valuation followed by secure fund release. Clients receive tailored advice on repayment structures and storage arrangements. This service prioritises discretion and flexibility for asset-backed borrowing.
Short-Term Loans
Our short-term loans offer rapid approval and fund transfer within hours. Available for vehicles with valid MOT and insurance, these loans require minimal documentation. We conduct affordability checks but consider applicants with past credit issues. Funds are accessible for personal or business needs with transparent cost breakdowns.
Vehicle Equity Release
This service allows vehicle owners to unlock cash against their car's value while maintaining possession. We assess trade values to offer up to 65% of the market price. The process includes online valuation, document verification, and secure fund transfer. Ideal for urgent financial requirements without vehicle repossession.
Questions
What documents are required for a logbook loan?
You'll need the vehicle's V5 logbook, photo ID, proof of insurance, and a spare key. No credit checks are required for pawn loans.
Can I get a loan with poor credit history?
Yes, we consider applicants with past credit issues. Our focus is on affordability and recent financial activity rather than historical credit problems.
How quickly can I receive funds?
Funds are typically transferred within hours of approval, with pawn loan processes completing in as little as two hours.
Are there penalties for early repayment?
No, we offer early settlement discounts with no redemption penalties for logbook or pawn loans.
What happens if I can't repay the loan?
For logbook loans, failure to repay may result in vehicle repossession. Pawn loans allow asset sale to settle balances, with surplus funds returned.
Is my vehicle stored securely during pawn loans?
Yes, all vehicles are kept in secure UK storage facilities throughout the loan term.
