Business Details
27 Years
experience
Your Trusted Mortgage Broker in London
Founded in 1999, Private Finance has established itself as one of the UK's leading independent mortgage brokers. With over 25 years of industry experience, we specialise in delivering tailored mortgage solutions to both private and business clients. Our team of expert consultants provides impartial advice on the full spectrum of mortgage products, leveraging relationships with over 175 lenders including mainstream banks, private banks, and specialist providers.We combine deep market knowledge with holistic financial insights, partnering with wealth advisers and accountants to create client-centered solutions. Accredited by the Financial Conduct Authority (FCA 310566), our client-first approach has earned us a 4.97/5 average rating from 2,000+ reviews. We handle the entire mortgage process, from initial consultation through to completion, while maintaining ongoing support for portfolio management and future needs.
Services
Residential Mortgages
Buy-to-Let Mortgages
Commercial Mortgages
Specialist Mortgages
Mortgage Remortgage
Details
- Year established: 1999
Highlights and features
- Average rating 4.97/5 from 2,000+ reviews
- Access to 175+ lenders including private banks
- Holistic advice incorporating financial market expertise
- Specialists in complex and high-value mortgages
- Full process management from consultation to completion
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Excellent service
Highly recommend
Amazing rate
Fantastic communication
Proactive advice
Services
Residential Mortgages
We provide tailored residential mortgage solutions for first-time buyers, home movers, and property investors. Our consultants offer access to competitive rates across 175+ lenders, specialising in complex cases and high-value properties. Clients benefit from our industry relationships and holistic approach to property financing.
Buy-to-Let Mortgages
Our buy-to-let expertise covers portfolio mortgages, limited company structures, and holiday lets. We advise on tax-efficient solutions and work with accountants to ensure optimal financial planning. Our team handles both straightforward and complex property investment financing requirements.
Commercial Mortgages
We arrange commercial mortgages for business premises, mixed-use properties, and development projects. Our consultants specialise in complex commercial finance cases, including bridging loans and owner-occupied mortgages for growing enterprises.
Specialist Mortgages
Our specialist team handles non-standard cases including expat mortgages, self-build projects, auction finance, and high-net-worth lending. We offer tailored solutions for clients who don't meet conventional lending criteria through our network of specialist lenders.
Mortgage Remortgage
We provide comprehensive remortgaging services to optimise client finances. This includes rate switching, equity release, and debt consolidation solutions. Our consultants monitor market changes and advise on optimal timing for mortgage refinancing.
People
Simon Checkley
Managing Director
With over 25 years in mortgage broking, Simon leads our team with extensive industry knowledge. He specialises in complex mortgage solutions and maintains key relationships with private banks and specialist lenders.
Greg Simkins
Senior Mortgage Consultant
Greg brings specialist expertise in high-net-worth mortgages and international property financing. With 15+ years' experience, he focuses on bespoke solutions for clients with complex financial structures.
Tom Checkley
Senior Mortgage Consultant
Tom specialises in residential and buy-to-let mortgages, particularly for professionals and self-employed clients. He has arranged over 1 billion in mortgages during his 20-year career.
Jordan Kimsey
Protection Specialist
Jordan advises on mortgage protection and insurance solutions, ensuring clients have appropriate cover for life changes and financial security needs.
Kathrin Sreetharan
Compliance & Operations Manager
Kathrin oversees regulatory compliance and operational processes, ensuring our services meet FCA standards while maintaining client-focused efficiency.
Questions
What types of mortgages do you offer?
We provide residential, commercial, buy-to-let, and specialist mortgages including auction finance, bridging loans, and self-build options across the whole market.
Are you regulated by the FCA?
Yes, we are authorised and regulated by the Financial Conduct Authority (FCA registration number 310566) since 2001.
How do you help with complex mortgage cases?
Our specialists handle non-standard cases through relationships with 175+ lenders, including private banks and specialist providers who don't deal directly with consumers.
What areas do you cover?
We operate nationwide with regional consultants in London, South East, Midlands, East, North West, and Southern regions of the UK.
Can you assist with mortgage reviews?
We provide comprehensive mortgage reviews six months before current deals end, comparing thousands of remortgage options to find optimal rates.
Do you charge for initial consultations?
All initial consultations are free and without obligation, with transparent fee disclosure before proceeding with any services.
