Business Details
3 Years
experience
Trusted Mortgage & Insurance Solutions in South Yorkshire
Birch Mortgage & Financial Solutions brings over 50 years of combined experience in the finance industry to deliver tailored mortgage and insurance solutions. Our team specialises in purchase mortgages, re-mortgaging, equity release, buy-to-let, and comprehensive insurance products, ensuring clients receive impartial, whole-of-market advice. We prioritise client needs through honest guidance, transparent communication, and a commitment to recommending services aligned with individual lifestyles. Our expertise extends to debt consolidation, capital raising, and protection planning, supported by access to thousands of mortgage products from banks and building societies.We operate under the Financial Conduct Authority's regulation, maintaining rigorous compliance standards to safeguard client interests. With a reputation built on service excellence, we aim to protect clients against financial uncertainties while helping them achieve property and wealth management goals. Our advisors provide clear, factual information to empower informed decisions, whether clients seek to secure a dream home, reduce mortgage costs, or explore equity release options.
Services
Mortgages
Re-Mortgaging
Equity Release
Insurance
Buy-to-Let Mortgages
Details
- Year established: 2023
Highlights and features
- We offer impartial whole-of-market mortgage advice
- We provide a wide range of mortgage and insurance services
- Our team has over 50 years combined finance industry experience
- We prioritise honest advice and transparent communication
- We operate under Financial Conduct Authority regulation
Associations and certifications
- Financial Conduct Authority
What people say
Help and support
Went above and beyond
Organised my mortgage
Difficult time support
Achieved our goals
Services
Mortgages
We provide comprehensive mortgage advice covering personal, commercial, and buy-to-let mortgages. Our FCA-regulated advisors help clients secure competitive rates tailored to their financial circumstances. With access to thousands of products from multiple lenders, we ensure clients find suitable mortgage solutions that align with their long-term goals.
Re-Mortgaging
Our re-mortgaging service helps clients reduce monthly payments, shorten loan terms, or access better rates. We assess individual financial situations to identify optimal switching opportunities, including debt consolidation and capital raising options. Our advisors explain potential savings and associated costs to facilitate informed decisions.
Equity Release
We offer specialist equity release advice for clients aged 55+ seeking to unlock property value. Our advisors explain lifetime mortgage options, inheritance implications, and tax considerations. We ensure clients understand compound interest effects and repayment terms before committing to these long-term financial arrangements.
Insurance
Our insurance services include mortgage payment protection, life cover, and critical illness policies. We help clients safeguard against financial risks through tailored protection plans. Our advisors explain policy terms, exclusions, and benefits to ensure adequate coverage for families and businesses.
Buy-to-Let Mortgages
We specialise in buy-to-let mortgage solutions for property investors. Our advisors provide market insights and access to competitive investment loan products. We help clients assess rental income potential, tax implications, and portfolio growth strategies through tailored financing options.
Questions
What mortgage types do you offer?
We provide personal, commercial, buy-to-let, right-to-buy, and let-to-buy mortgages through our whole-of-market panel.
Do you charge for mortgage advice?
Yes, our mortgage arrangement fee is typically £495, clearly communicated before application commencement.
Can you help with equity release?
Yes, we offer specialist equity release advice for clients aged 55+ with comprehensive explanations of lifetime mortgages.
Are you regulated by financial authorities?
We operate as an appointed representative of Stonebridge Mortgage Solutions Ltd, authorised and regulated by the Financial Conduct Authority.
What insurance products are available?
We offer mortgage payment protection, life insurance, critical illness cover, income protection, and business protection policies.
