Business Details
17 Years
experience
Emergency
services
Trusted Mortgage Brokers in Hull & Surrounding Areas
Established in 2009, Hullmoneyman has built a reputation as a trusted mortgage broker serving Hull and surrounding areas. Our team of FCA-regulated advisors specialises in navigating the complexities of residential and buy-to-let mortgages, offering tailored solutions for first-time buyers, remortgagers, and those with unique financial circumstances. With expertise in specialist products including equity release, self-employed mortgages, and credit-challenged applications, we combine technical knowledge with a commitment to transparency. Our 15-year track record demonstrates deep market understanding, evidenced by access to thousands of mortgage deals across high-street and niche lenders. We maintain rigorous compliance standards through FCA authorisation (No. 627742) while prioritising client education throughout the mortgage journey.Customer testimonials highlight our responsiveness, with 798 reviews attesting to our 7-day-a-week advisory service operating 8am-10pm. Our Hull-based team maintains physical presence through local office operations while supporting nationwide clients through digital channels.
Services
First Time Buyer Mortgages
Remortgage Advice
Buy to Let Mortgages
Equity Release Schemes
Self-Employed Mortgages
Credit-Imperfect Mortgages
Help to Buy Schemes
Right to Buy Mortgages
Details
- Year established: 2009
Highlights and features
- FCA-regulated mortgage experts since 2009
- Access to 1,000s of mortgage deals nationwide
- Specialist support for self-employed applicants
- 7-day-a-week advisory service 8am-10pm
- Proven track record with 798 customer reviews
Associations and certifications
- Financial Conduct Authority
What people say
Excellent service
Knowledgeable advisors
Stress-free process
Prompt communication
Professional support
Services
First Time Buyer Mortgages
Specialist guidance for first-time property purchasers navigating the mortgage process. We help clients understand eligibility criteria, deposit requirements, and government schemes like Help to Buy. Our advisors explain different mortgage types including fixed-rate, tracker, and discount mortgages while helping secure competitive rates. We provide budgeting advice and assist with agreement-in-principle documentation to strengthen property offers.
Remortgage Advice
Comprehensive remortgaging solutions to help homeowners secure better rates or release equity. We assess current mortgage terms, calculate potential savings, and identify suitable replacement products. Our service includes advice on exit fees, new loan-to-value ratios, and capital repayment options. We assist with applications for home improvements, debt consolidation, or investment property purchases while ensuring compliance with lender criteria.
Equity Release Schemes
Tailored equity release options for homeowners aged 55+. We explain lifetime mortgages and home reversion plans, including interest payment options and inheritance implications. Our advisors help clients understand eligibility requirements and arrange specialist products that meet Financial Conduct Authority standards. We provide clear explanations about how different schemes affect means-tested benefits and future property ownership.
Self-Employed Mortgages
Mortgage solutions for self-employed individuals and business owners. We help clients demonstrate income through tax calculations, SA302 forms, and accountant-certified statements. Our advisors work with lenders that specialise in non-traditional income structures, including limited company directors and freelance professionals. We provide guidance on required documentation and help maximise mortgage eligibility based on business financials.
Credit-Imperfect Mortgages
Specialist mortgage advice for applicants with credit challenges. We assess individual circumstances including CCJs, defaults, and bankruptcy history to identify suitable lenders. Our advisors explain deposit requirements, credit improvement strategies, and how different credit issues affect mortgage applications. We work with specialist lenders offering competitive rates while ensuring clients understand the long-term financial implications of their mortgage choices.
Questions
How long does the mortgage process take in Hull?
Our free initial consultation lasts 30 minutes. Agreement in Principle can be obtained within 24 hours, with formal mortgage offers typically taking 3-4 weeks.
What documents are required for a mortgage application?
Employees need 3 payslips and P60; self-employed applicants require 2 years' tax calculations. We also need ID, proof of address, and 3 months' bank statements.
Can I get a mortgage with previous credit issues?
Yes, we work with specialist lenders who consider applicants with CCJs, defaults, or bankruptcy history, typically requiring 10-15% deposits.
When should I obtain an Agreement in Principle?
We recommend securing an Agreement in Principle before property viewings to strengthen your offer position with sellers.
Do you offer equity release options?
Yes, we provide lifetime mortgages and home reversion plans for clients aged 55+, explaining all financial implications and inheritance considerations.
How do you help first-time buyers?
We explain mortgage options, help secure competitive rates, and guide you through the process from agreement in principle to completion.
