Business Details
Expert Mortgage & Financial Planning Services in the UK
At Platinum Financial Solutions, we pride ourselves on delivering tailored mortgage and financial planning services rooted in integrity and expertise. With access to over 3,000 mortgage products from 54+ lenders, we prioritise understanding our clients' unique circumstances to provide solutions aligned with their long-term goals. Our commitment to transparency ensures clients receive impartial advice, whether navigating residential mortgages, buy-to-let portfolios, or equity release options. Backed by 2plan Wealth Management Ltd, an FCA-authorised firm, we combine the agility of a boutique advisory with the resources of a national network. Over 3,500 satisfied customers, 95% of whom are repeat clients or referrals, attest to our dedication to simplifying complex financial decisions.Our team of seasoned mortgage advisors and administrators works diligently to demystify the mortgage process, offering support from initial consultation to final approval. We specialise in catering to diverse client needs, including first-time buyers, property investors, and those planning for retirement. Our reputation for patience, clarity, and ethical guidance has solidified our position as a trusted partner in financial planning. By focusing on building lasting relationships, we ensure clients feel confident in their financial decisions today and prepared for tomorrow. This client-centric ethos underpins every interaction, from initial advice to ongoing portfolio management.
Services
Buy to Let Mortgages
Residential Mortgages
Equity Release
Financial Planning
Investment Advice
Retirement Planning
Cash Flow Modelling
Life Insurance
Critical Illness Cover
Income Protection
Highlights and features
- We offer access to 3,000+ mortgage products from 54+ lenders, including exclusive deals.
- Our team includes FCA-registered advisors with decades of combined industry experience.
- We provide impartial advice tailored to individual client circumstances and goals.
- 95% of our business comes from repeat clients or trusted referrals.
- We combine boutique service with the resources of a national FCA-authorised network.
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Excellent service
Patient and understanding
Good mortgage at lower rate
Prompt communication
Trusted financial partner
Services
Buy to Let Mortgages
Specialist buy-to-let mortgage solutions for property investors. We provide access to exclusive landlord products, portfolio management strategies, and tax-efficient structuring. Our FCA-regulated advisors help clients maximise rental yields while navigating regulatory requirements, ensuring compliant and profitable property investments.
Residential Mortgages
Tailored residential mortgage advice for first-time buyers and home movers. We compare 3,000+ products to secure competitive rates, handle Help to Buy schemes, and simplify the conveyancing process. Our service includes stress-testing affordability to ensure long-term financial stability for homeowners.
Equity Release
Specialist equity release schemes for older homeowners. We offer impartial advice on lifetime mortgages and home reversion plans, ensuring clients understand inheritance tax implications. Our team helps retirees access tax-free cash while maintaining secure residency rights.
Financial Planning
Comprehensive financial planning covering retirement strategies, investment portfolios, and cash flow modelling. We create bespoke wealth management plans aligned with life goals, using advanced software to track progress and adapt to changing circumstances over time.
Critical Illness Cover
Customisable critical illness insurance policies providing financial security during medical emergencies. We compare providers to find appropriate coverage levels, ensuring policies protect against income loss while offering flexible terms and competitive premiums.
People
Stuart Gilbert
Mortgage Advisor
FCA-registered mortgage expert with 20+ years' experience. Specialises in complex buy-to-let portfolios and later-life lending solutions. Committed to transparent advice and long-term client relationships.
Sue Wootton
Mortgage Advisor
Residential mortgage specialist focusing on first-time buyers and home movers. Expert in Help to Buy schemes and new build purchases. Provides clear guidance through every stage of the buying process.
Becky May
Mortgage Advisor
Skilled in remortgaging strategies and property refinancing. Helps clients reduce monthly payments through market-leading deals. Experienced in adverse credit mortgage solutions.
Karen Taylor
Administrator
Supports mortgage advisors with case management and client communication. Ensures efficient processing of documentation and maintains compliance with FCA record-keeping requirements.
Questions
What mortgage options are available for first-time buyers?
We offer Help to Buy schemes, 95% LTV mortgages, and first-time buyer incentives from major lenders. Our advisors help secure competitive rates with minimal deposits.
How does equity release affect inheritance tax?
Equity release reduces the value of your estate for inheritance tax purposes. We provide detailed illustrations showing potential tax savings and implications for beneficiaries.
Are your financial advisors FCA regulated?
Yes, we operate under 2plan Wealth Management Ltd (FCA no. 494476). All advisors appear on the FCA register and follow strict regulatory guidelines.
Can I remortgage with bad credit history?
We work with specialist lenders offering adverse credit mortgages. Our advisors assess affordability and help rebuild credit profiles to secure better future rates.
What insurance policies do you recommend with mortgages?
We advise on life insurance, critical illness cover, and income protection to safeguard mortgage payments during unforeseen circumstances, tailored to individual risk profiles.
How do you charge for financial planning services?
We operate transparent fee structures, including hourly rates for consultations and percentage-based charges for investment management, disclosed upfront before service commencement.
