Business Details
Your Trusted Financial Advisers in Truro, Cornwall
Morlaix Chartered Financial Planners Independent Financial Planners provide jargon-free financial advice tailored to individual needs. With over 30 years of combined experience, our team specialises in holistic financial planning, including cash flow modelling, savings, investments, pensions, and retirement planning. We offer impartial guidance on inheritance tax strategies, ethical investments, and protection plans for both personal and business needs. Our approach focuses on understanding clients' long-term goals to deliver customised solutions.As Chartered Financial Planners, we maintain the highest professional standards while ensuring accessibility through a no-obligation initial consultation. Our services extend to mortgage referrals via whole-of-market advisers, supported by comprehensive documentation and regular portfolio updates. Clients benefit from our local expertise in Cornwall, with flexible communication options including remote meetings during exceptional circumstances.
Services
Investments
Pensions
Protection
Mortgage Referrals
Financial Planning
Highlights and features
- Director Ged Dixon holds Chartered Financial Planner status with 30+ years' experience
- We provide jargon-free financial planning advice tailored to individual circumstances
- Our team offers comprehensive cash flow modelling and tax-efficient investment strategies
- Clients receive regular portfolio updates and flexible meeting arrangements
- We maintain FCA authorisation and adhere to strict professional standards
Associations and certifications
- Chartered Financial Planner
- Financial Conduct Authority (FCA)
What people say
Excellent tailored advice
Regular portfolio updates
Professional and approachable
Thoroughly satisfied
Helped focus on long-term goals
Services
Investment Planning
We help clients grow their wealth through diverse investment strategies tailored to individual risk profiles and financial goals. Our expertise includes tax-efficient investments, estate planning, and portfolio management. The service focuses on balancing growth potential with capital preservation while considering clients' long-term aspirations.
Pension Planning
Our pension specialists provide comprehensive guidance on workplace and personal pensions, including automatic enrolment and defined contribution schemes. We assess clients' retirement goals to create tailored strategies that ensure financial security while optimising state pension entitlements and tax benefits.
Protection Plans
We offer bespoke protection solutions including income protection, term assurance, critical illness cover, and whole-of-life policies. Our business protection services cover keyperson, shareholder, and partnership arrangements to safeguard commercial interests against unforeseen circumstances.
Mortgage Referrals
We connect clients with whole-of-market mortgage advisers who provide impartial guidance on residential and buy-to-let mortgages. Our referral network ensures access to competitive rates and specialist products while maintaining strict compliance with financial regulations.
Financial Planning
Our holistic financial planning service integrates cash flow modelling, inheritance tax strategies, and ethical investment options. We create comprehensive roadmaps that align with clients' life goals, regularly reviewing and adjusting plans to reflect changing circumstances and market conditions.
People
Ged Dixon
Director and Chartered Financial Planner
Ged Dixon, with over 30 years' experience, is a Chartered Financial Planner and former chairman of the Personal Finance Society. He specialises in holistic financial planning and sits on the Chartered Insurance Institute's local council. Ged combines technical expertise with a personal approach to client care.
Nikki Allen
Paraplanner and Administrator
Nikki Allen, a qualified paraplanner with 17 years' industry experience, prepares and implements suitability reports. She provides essential support in delivering professional financial planning services, ensuring accurate documentation and regulatory compliance throughout the advisory process.
Questions
What financial services do you specialise in?
We specialise in investments, pensions, protection plans, mortgage referrals, and holistic financial planning tailored to individual circumstances.
How does your financial planning process work?
We begin by understanding your financial goals through detailed discussions, then create customised plans incorporating tax-efficient strategies and regular progress reviews.
Is there a cost for initial consultations?
No, we offer a no-obligation initial meeting to discuss your financial needs and determine how we can assist you.
Do you serve clients outside Cornwall?
While based in Cornwall, we provide services to clients nationwide through remote meetings and digital communication channels.
What professional accreditations do you hold?
We are FCA-authorised, and Ged Dixon holds Chartered Financial Planner status, representing the industry's highest professional standards.
