Business Details
10 Years
experience
Fast Bridging Loans & Property Development Finance
Finanta delivers fast, flexible bridging loans and property development finance tailored to individual needs. With over 15 years of experience in UK property markets, we specialise in helping clients unlock funding for residential and commercial projects. Our team has completed 940 loans and arranged 560 million in financing, offering solutions for property chain breaks, auctions, development projects, and tax requirements. We pride ourselves on rapid decision-making, with Mini Bridge Loans up to 200,000 available in 72 hours.Our services cater to individuals, businesses, and organisations using UK property assets as security. We maintain relationships with private lenders, institutional funders, and family offices to provide competitive rates and flexible terms. Our approach focuses on understanding each client's unique circumstances to structure appropriate financing solutions without unnecessary complexity.
Services
Bridging Loans
Property Development Finance
Mini Bridge Loans
Commercial Bridging Loans
Residential Bridging Loans
Auction Finance
Land Bridging Loans
Tax Bridging Loans
Development Exit Finance
Private Finance
Details
- Year established: 2016
Highlights and features
- Over 15 years' experience in UK property finance
- Immediate decision in principle available
- Loans from 26,000 to 25 million
- Loan to value up to 75%
- Lowest available interest rates from 0.45% monthly
What people say
Quick and efficient service
Urgent funding secured
Bespoke service approach
Professional case management
Competitive rates achieved
Services
Bridging Loans
Bridging loans provide short-term secured funding for property transactions. Available for residential and commercial properties, these loans help with broken property chains, auction purchases, and urgent funding needs. Our bridging finance offers flexible terms and rapid decision-making, with options for retained interest and loan-to-value up to 75%.
Property Development Finance
Property development finance supports construction and refurbishment projects. We arrange funding for land acquisition, new builds, and major renovations across residential and commercial sectors. Our financing covers up to 65% of purchase price with additional build cost funding, offering terms from 3 to 24 months with competitive interest rates starting at 0.45% monthly.
Mini Bridge Loans
Mini Bridge Loans deliver rapid funding for urgent property transactions. Available up to 200,000 in just 72 hours, these loans suit time-critical purchases and short-term cash flow needs. The streamlined application process enables immediate decisions with completion possible within three working days, making them ideal for emergency property acquisitions.
Commercial Bridging Loans
Commercial bridging loans provide secured funding against business properties. These loans support property purchases at auction, refurbishment projects, and business cash flow requirements. We offer flexible lending criteria and rapid decision-making, with loan amounts from 26,000 to 25 million and terms tailored to each borrower's specific circumstances.
Development Exit Finance
Development exit finance provides additional funding for ongoing projects needing extended timelines. This solution helps borrowers who require more time to complete developments or secure long-term financing. We structure flexible terms and competitive rates for these specialist loans, supporting continued project progression without disruption.
People
Gary Poulton
Managing Director
Gary has 15 years' experience in financial bridging. He founded Finanta in 2016 and leads our strategic direction. His expertise covers complex financing structures and lender relationships.
Jess Musk
Head Of Underwriting
Jess joined Finanta in 2016 to strengthen underwriting capabilities. She manages loan assessments and risk evaluation, ensuring appropriate financing structures for clients' specific circumstances.
Danielle Brown
Senior Case Manager
Danielle provides expert case management for complex financing arrangements. She joined Finanta in 2017 and specialises in structuring tailored solutions for challenging borrowing requirements.
Ben Sabih
Business Development Manager
Ben joined our team in 2020 to expand business development opportunities. He connects clients with appropriate financing solutions and builds relationships with lending partners.
Alex Capitan
Business Development Manager
Alex manages business development initiatives across our service areas. He helps clients understand financing options and connects them with appropriate funding sources.
Questions
What is a bridging loan?
A bridging loan is a short-term secured loan used to 'bridge' financial gaps during property transactions. We offer terms from 3 to 24 months with rapid decision-making.
How quickly can I get a bridging loan?
Standard bridging loans complete in 10-14 working days. Our Mini Bridge Loans up to £200,000 can complete in just 72 hours with immediate decision in principle.
What can I use a bridging loan for?
Bridging loans support property purchases, auction finance, development projects, tax payments, and commercial property transactions. Security must be provided against UK property assets.
Who can apply for your financing?
UK and foreign nationals with UK property assets can apply. We accept applications from individuals, businesses, trusts, and organisations seeking secured financing.
What loan amounts do you offer?
We provide loans from £26,000 to £25 million. Loan-to-value ratios up to 75% available for bridging loans, with development finance up to 65% of purchase price.
Do you charge any additional fees?
Fees include arrangement fees (1-4%), valuation fees, and legal costs. We provide full transparency about all charges during the application process.
