Business Details
Your Trusted Partner for Ethical Financial Services in Brentford
With a rich history spanning three decades, we have grown to become one of the UK's largest credit unions, proudly serving over 25,000 members nationwide. As a Ministry of Defence partner since 2015, we specialise in providing ethical financial solutions tailored to serving armed forces personnel, veterans, and their families. Our member-owned cooperative model ensures fair borrowing rates, flexible savings options, and comprehensive financial education to promote long-term financial resilience.Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority, we offer FSCS-protected deposits up to 85,000. Our commitment to ethical finance positions us as a trusted alternative to mainstream providers, with exclusive benefits like 10% Gym Group membership discounts. Through payroll deductions and structured financial tools, we simplify money management while empowering members to achieve their financial goals.
Services
Savings Accounts
Personal Loans
Car Loans
Consolidation Loans
Junior Savings
Christmas Saver
Flexi Saver
Prize Saver
Regular Saver
Financial Education
Highlights and features
- 30 years of experience serving military communities
- Ethical alternative to mainstream financial providers
- Exclusive 10% discount with The Gym Group
- FSCS-protected deposits up to 85,000
- MOD-approved financial education programs
Associations and certifications
- Prudential Regulation Authority
- Financial Conduct Authority
- Financial Services Compensation Scheme
Services
Personal Loans
Flexible personal loans up to 25,000 with competitive rates starting at 7.9% APR. Designed for military personnel and families seeking ethical borrowing options. Includes free life savings and loan protection.
Savings Accounts
High-interest savings accounts with projected annual dividends up to 4.1%. Features include payroll deductions, Christmas saver plans, and regular saver options for disciplined financial growth.
Financial Education
Comprehensive financial education programs developed with the Ministry of Defence. Covers budgeting, debt management, and savings strategies to build long-term financial resilience for service members.
Car Loans
Specialist car loans with preferential rates for military personnel. Flexible terms and quick approval process for new and used vehicle purchases, including motorcycle financing options.
Consolidation Loans
Debt consolidation loans to simplify multiple payments into one manageable monthly instalment. Helps reduce interest costs and streamline debt repayment for military families.
Questions
Who can join First Defence Finance?
Military personnel, veterans, and their families across the UK can join our ethical financial cooperative.
What loan options are available?
We offer personal loans up to £25,000 with competitive rates starting at 7.9% APR.
Are savings protected?
Yes, all deposits are protected under the Financial Services Compensation Scheme up to £85,000.
How do payroll deductions work?
We simplify savings through automatic payroll deductions, helping members build financial habits effortlessly.
What financial education resources exist?
We provide MOD-approved financial education programs covering budgeting, debt management, and savings strategies.
