Business Details
50+ Years
experience
Trusted Insolvency Practitioners in London
McCambridge Duffy has been a trusted name in insolvency solutions since 1932, offering expert debt advice and formal insolvency arrangements across the UK and Ireland. As a family-run business with a dedicated team of professionals, we specialise in Individual Voluntary Arrangements (IVAs) and business reconstruction, combining decades of experience with a client-centric approach. Our in-house Insolvency Practitioners (IPs) ensure high acceptance rates for IVAs, operating with transparency and no upfront fees.We prioritise ethical practices, safeguarding both debtor and creditor interests, and have helped thousands regain financial stability. Our commitment to excellence is reflected in our 5-star Trustpilot rating and a proven track record of tailored debt solutions. With offices in London and a nationwide service, we provide confidential, no-obligation advice, ensuring clients receive objective guidance aligned with their unique circumstances.
Services
IVAs
Bankruptcy
Debt Management
Business Insolvency
Credit Counseling
Details
- Year established: 1932
Highlights and features
- Over 80 years of experience in insolvency solutions
- No upfront fees for IVA proposals
- High IVA acceptance rate with tailored solutions
- Dedicated in-house Insolvency Practitioners
- Ethical, client-focused advice with 5-star reviews
What people say
Great Service
Professional Advice
Non-judgemental
Highly Recommended
Excellent Customer Relations
Services
Individual Voluntary Arrangement
An Individual Voluntary Arrangement (IVA) is a formal debt solution for unaffordable unsecured debts. We negotiate reduced monthly payments with creditors, freezing interest and charges. After 60 months, remaining debts are written off, offering a fresh start. Our high acceptance rate ensures tailored, affordable plans with no upfront fees.
Business Insolvency
We specialise in business insolvency solutions, including company IVAs and restructuring. Our in-house Insolvency Practitioners provide expert guidance to navigate financial distress, protect assets, and negotiate with creditors. Services focus on rescuing viable businesses or managing orderly closures, ensuring compliance and minimal disruption.
Debt Management
Our debt management services include informal solutions and signposting to charities for tailored support. We assess income, expenses, and debts to recommend affordable repayment plans. Clients receive impartial advice on options like Debt Management Plans (DMPs), prioritising long-term financial stability and creditor cooperation.
Bankruptcy
Bankruptcy is a formal process for unmanageable debts, offering debt write-off within a year. We guide clients through eligibility criteria, asset considerations, and application processes. Our team ensures clients understand implications, including credit rating impacts, and explore alternatives before proceeding with this last-resort solution.
Credit Counseling
Our credit counselling services provide personalised financial advice to manage debts effectively. We review budgets, prioritise essential expenses, and negotiate with creditors to reduce payments. Clients gain actionable strategies to avoid future insolvency, with ongoing support to rebuild financial health and confidence.
People
Daniel Rule
Insolvency Practitioner
Daniel Rule brings extensive insolvency expertise to McCambridge Duffy, offering strategic debt solutions with a focus on client welfare. His approach combines technical knowledge with empathetic support, ensuring tailored advice for individuals and businesses navigating financial challenges.
James Green
Insolvency Practitioner
James Green specialises in complex insolvency cases, delivering clear, actionable advice to clients. With years of experience in debt restructuring and creditor negotiations, he prioritises ethical practices and sustainable financial recovery for individuals and businesses across the UK.
Questions
What is an Individual Voluntary Arrangement (IVA)?
An IVA is a formal debt solution reducing monthly payments to affordable amounts, with remaining debts written off after 60 months. It requires creditor approval and is managed by an Insolvency Practitioner.
How does an IVA affect my credit rating?
An IVA impacts your credit rating for six years from approval but allows rebuilding financial stability post-completion, improving long-term creditworthiness.
Are there upfront fees for IVAs?
No upfront fees apply. Charges are deducted from monthly payments once the IVA is approved, ensuring no financial risk if the proposal is rejected.
Can I apply for an IVA if I own a home?
Homeowners can apply, though equity release may be required in the final year. Our team guides clients through remortgage options and alternative arrangements if needed.
What alternatives exist to IVAs?
Alternatives include Debt Management Plans, Bankruptcy, or informal negotiations. We assess all options to recommend the most suitable solution based on individual financial circumstances.
How long does an IVA take to set up?
IVAs typically take several weeks to arrange, with immediate support available via phone, email, or online chat to expedite the process for urgent cases.
