Business Details
Trusted Mortgage Brokers in Stevenage
Independent Mortgage People, established as part of JLM Mortgage Services Ltd in 2002, has grown to become one of the UK's fastest-growing mortgage networks. Our professionally qualified team of advisers brings years of experience in financial services, having helped thousands of customers nationwide. We operate as a whole-of-market mortgage broker, offering access to over 90 lenders and up to 25,000 mortgage schemes, alongside tailored insurance solutions. Our expertise spans complex mortgages, high-net-worth loans, and niche products, with a commitment to transparency and client-centric service.Regulated by the Financial Conduct Authority, we combine industry authority with local knowledge across Hertfordshire and beyond. Our fee-free approach (with exceptions for complex cases) and flexible service delivery, including home visits and remote consultations, reflect our dedication to accessibility and customer satisfaction.
Services
Mortgage Advice
Equity Release
Insurance Reviews
Remortgaging
Buy to Let
Highlights and features
- We offer whole-of-market mortgage advice with access to 90+ lenders
- Our team has decades of combined experience in complex mortgage cases
- We provide fee-free services for standard mortgage arrangements
- We are regulated by the Financial Conduct Authority for transparency
- We serve clients nationwide with flexible consultation options
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Lee was efficient
Prompt and helpful
Knowledgeable and supportive
Fantastic experience
Highly recommend
Services
Mortgage Advice
We provide impartial mortgage advice tailored to individual circumstances, covering purchases, remortgaging, and buy-to-let properties. Our whole-of-market approach ensures access to 25,000+ schemes across 90+ lenders. Specialising in complex cases, we support self-employed individuals, high-net-worth clients, and those with adverse credit histories.
Equity Release
Our equity release specialists help homeowners aged 55+ access tax-free cash from their property. We offer competitive rates with a flat fee of 595, ensuring transparent pricing. Our advisers explain lifetime mortgage options and their implications for inheritance planning.
Insurance Reviews
We review life insurance, critical illness cover, and income protection policies to ensure value for money. Our independent advice covers mortgage payment protection and bespoke insurance solutions tailored to individual risk profiles and family needs.
First Time Buyer Support
We simplify the mortgage process for first-time buyers through clear explanations of available schemes. Our support includes Shared Ownership options, keyworker programmes, and budgeting advice for new homeowners navigating their initial property purchase.
Self-Employed Mortgages
We specialise in mortgages for self-employed individuals and contractors, understanding complex income structures. Our expertise includes assessing applications with dividend-based income, limited company accounts, and variable earnings patterns to secure competitive mortgage rates.
People
Lee Gribben
Mortgage Adviser
Lee Gribben is a qualified mortgage adviser with extensive experience in residential and complex mortgage cases. Known for clear communication and client-focused service, Lee specialises in helping first-time buyers and those with unique financial circumstances.
Questions
What mortgage options are available for first-time buyers?
We offer advice on Shared Ownership, Help to Buy schemes, and standard mortgages tailored to first-time buyers' needs.
Do you charge fees for mortgage advice?
Most standard mortgage arrangements are fee-free, though complex cases may incur a £595 fee or 1% of the loan amount.
Can you help with adverse credit mortgages?
Yes, we specialise in mortgages for clients with past credit issues, finding suitable lenders who consider individual circumstances.
What insurance products do you offer?
We provide life insurance, critical illness cover, income protection, and mortgage payment protection insurance tailored to your needs.
How does equity release work?
Equity release allows homeowners aged 55+ to access tax-free cash from their property while retaining the right to live there.
Can you help with self-employed mortgage applications?
Yes, we specialise in mortgages for self-employed individuals, understanding complex income structures and accounting methods.
