Business Details
17 Years
experience
Your Trusted Financial Partner in Hemel Hempstead
Established in 2009 through the strategic merger of Magic Mortgages and Oyster Mortgages, One Stop Finance was founded by Marcus Rolle, a mortgage industry veteran with over 30 years' experience. Our team combines an average of 15 years' industry expertise, having successfully navigated the financial crisis while maintaining steady growth. We offer comprehensive financial solutions including mortgages, protection, legal services, and wealth management, positioning ourselves as a true one-stop shop for personal and business financial needs.Our commitment to quality is demonstrated through our FCA-regulated status via Quilter Financial Services Ltd, while our will writing and tax planning services operate independently with specialist partners. With offices in Hemel Hempstead and London, we serve clients across the UK with a client-centric approach that has fostered strong referral networks and long-term relationships.
Services
Mortgages
Protection
Legal Protection
Wealth Management
Equity Release
Details
- Year established: 2009
Highlights and features
- 30+ years' combined experience in financial services from our founding team
- FCA-regulated services through partnership with Quilter Financial Services Ltd
- Local Hemel Hempstead community involvement since 2009
- Comprehensive one-stop financial solutions under single management
- Proven track record navigating financial market volatility
Associations and certifications
- Financial Conduct Authority
What people say
Expert knowledge
Personalised service
One-stop solution
Long-term experience
Comprehensive advice
Services
Mortgages
We provide comprehensive mortgage solutions tailored to individual circumstances. Our FCA-regulated advisers help clients navigate residential, buy-to-let, and commercial mortgages with access to exclusive products through the Quilter network. With expertise in high-net-worth mortgages and flexible repayment options, we ensure clients secure competitive rates that align with their financial goals and lifestyle requirements.
Protection
Our protection services safeguard clients against financial risks from life events. We offer tailored life insurance, critical illness cover, and income protection policies that consider individual medical histories and occupational risks. Working with multiple insurers, we ensure comprehensive coverage at competitive premiums while guiding clients through the underwriting process with full transparency and disclosure.
Wealth Management
We deliver strategic wealth management solutions covering retirement planning, inheritance tax mitigation, and investment strategies. Our collaborative approach combines technical expertise with personalised project management to create adaptable financial plans. Services integrate seamlessly with mortgage and protection offerings, ensuring holistic financial security for individuals, families, and business owners across their lifetime.
Legal Protection
Through our partnership with Lifetime Solicitors, we provide essential legal protection services including will writing, lasting powers of attorney, and trust creation. These services ensure clients' wishes are legally documented while optimising tax efficiency. Our specialists guide clients through complex estate planning considerations, including guardianship appointments and property protection trusts to preserve family assets.
Equity Release
Our equity release solutions help older homeowners access property wealth while considering inheritance implications. Advisers explain lifetime mortgage options and home reversion plans with clear explanations of associated risks. We ensure clients understand how releasing equity affects means-tested benefits and future care home fee assessments, providing balanced advice that prioritises long-term financial security.
People
Marcus Rolle
Director
Former Royal Artillery officer with 24 years' mortgage broking experience. Founded One Stop Finance in 2009 after leading Chase De Vere's West End operations. Specialises in complex mortgages and tax planning with extensive industry contacts.
Mike Dimonaco
General Manager
Financial services veteran since 1982 with senior roles at major life offices. Led Magic Mortgages before transitioning to One Stop Finance in 2009. Hemel Hempstead native committed to local community engagement and client-focused service delivery.
Tony Balzan
Financial Planner
Fully qualified adviser with 25+ years' experience in comprehensive financial planning. Expert in pensions, investments, and full financial planning solutions. Combines technical expertise with practical family financial management experience.
Edgar Hill
Protection Advisor
31-year financial services veteran with 17 years at Pearl Assurance and 11 years at Zurich. Former Independent Financial Advisor with specialist protection expertise. Combines regulatory knowledge with practical client-focused advice.
Neil Harris
Mortgage Advisor
Original team member since 2009 with 20+ years' mortgage and protection experience. Hemel Hempstead specialist with extensive local client relationships. Known for attentive service and market knowledge.
Questions
What financial services does One Stop Finance offer?
We provide mortgages, protection insurance, wealth management, legal protection (including wills and trusts), and equity release solutions through our FCA-regulated advisers and specialist partners.
Are your services regulated?
Our mortgage and financial planning services are FCA-regulated through Quilter Financial Services Ltd. Will writing and tax planning services operate independently and aren't FCA-regulated.
How do you charge for your services?
We charge transparent fees for mortgage advice varying by circumstances. Full details appear in our Terms of Business under the About Us section of our website.
Do you serve clients outside Hemel Hempstead?
While based in Hemel Hempstead and London, we serve clients nationwide through our digital platforms and telephone consultations while maintaining local office support.
What makes your team qualified?
Our advisers hold CeMAP qualifications and have 15-30+ years' industry experience. Many team members previously held senior roles at major financial institutions before joining our practice.
How do you handle client complaints?
We have formal complaints procedures documented in our office. Unresolved issues can be referred to the Financial Ombudsman Service for independent review and resolution.
