Business Details
Trusted Mortgage & Insurance Advisers Scarborough
Hinchliffe Brian has been providing expert mortgage and general insurance advice for over 30 years, combining deep local knowledge with a client-focused approach. Based in Scarborough, we specialise in tailoring solutions to meet individual financial needs, offering a wide range of mortgage products and home protection services. Our commitment to clear communication and transparency ensures clients receive reliable guidance throughout the mortgage process. We work independently of banks, prioritising client interests while leveraging strong lender relationships to access exclusive rates. Our services include first-time buyer mortgages, re-mortgages, buy-to-let options, and help-to-buy schemes.We also provide comprehensive home insurance solutions, including buildings, contents, and combined policies. As an appointed representative of PRIMIS Mortgage Network, we adhere to strict regulatory standards under the Financial Conduct Authority. Our fee-free advice model is supported by procuration fees from lenders, ensuring cost-effective service delivery. We maintain a dedicated complaints policy and provide detailed regulatory disclosures to uphold accountability. Our team combines decades of industry experience with a commitment to simplifying complex financial processes for clients.
Services
Mortgage Advice
Home Insurance
Buy-to-Let Mortgages
Re-mortgage Services
First-Time Buyer Support
Highlights and features
- 30+ years of mortgage and insurance advisory experience
- No fees for our advisory services
- Deep local knowledge of Scarborough property markets
- Exclusive mortgage rates through PRIMIS Mortgage Network
- Client-focused approach prioritising individual financial needs
Associations and certifications
- Financial Conduct Authority
Services
Mortgage Advice
We provide comprehensive mortgage advice tailored to individual financial circumstances. Our services cover first-time buyer mortgages, re-mortgages, buy-to-let options, and help-to-buy schemes. With access to exclusive rates through PRIMIS Mortgage Network, we help clients secure competitive financing solutions while maintaining a client-first approach.
Home Insurance
Our home insurance solutions include buildings, contents, and combined policies. We offer tailored protection plans to safeguard properties and possessions against damage, theft, or destruction. Landlord insurance options provide structural coverage for rental properties, ensuring comprehensive protection aligned with specific client requirements.
Buy-to-Let Mortgages
Specialist buy-to-let mortgage advice for property investors. We provide market-specific guidance on rental property financing, including eligibility criteria and tax implications. Our access to exclusive lender rates helps investors secure competitive terms for residential and commercial lettings.
Re-mortgage Services
We assist homeowners in refinancing existing mortgages to secure better rates or release equity. Our process includes market analysis, eligibility assessment, and paperwork management to ensure smooth transitions while maximising financial benefits for clients.
First-Time Buyer Support
Tailored guidance for first-time homebuyers navigating the mortgage process. We explain available schemes, assess affordability, and provide step-by-step support through property purchase. Our fee-free advice model ensures accessible assistance for new entrants to the property market.
People
Brian Hinchliffe
Director
With over 30 years' experience in mortgage advisory services, Brian leads our team in delivering expert financial solutions. His deep understanding of local property markets and commitment to client-focused service ensures tailored mortgage and insurance advice for Scarborough residents.
Danielle Barker
Financial Adviser
Danielle provides specialist mortgage and insurance advice, leveraging extensive industry knowledge to meet client needs. Her approach combines technical expertise with clear communication, ensuring clients receive accessible, well-informed guidance throughout the financial planning process.
Questions
Do you charge fees for mortgage advice?
No, our mortgage and insurance advice services are provided free of charge. We receive procuration fees from lenders upon successful product placement.
What mortgage types do you offer?
We provide first-time buyer mortgages, re-mortgages, buy-to-let options, help-to-buy schemes, and let-to-buy mortgages through our lender network.
Are your services regulated?
Yes, we operate as an appointed representative of PRIMIS Mortgage Network, which is authorised and regulated by the Financial Conduct Authority.
Do you offer home insurance policies?
We provide buildings insurance, contents insurance, and combined policies, including specialist landlord insurance for rental property owners.
How do you access exclusive mortgage rates?
Through our partnership with PRIMIS Mortgage Network, we gain access to competitive rates and deals not typically available through high street lenders.
