Business Details
Chartered Financial Planning Services
Established as a trusted provider of comprehensive financial planning services, we specialise in delivering tailored solutions to individuals and businesses across the UK. Our approach combines technical expertise with a deep commitment to client education, ensuring clients understand their financial options and make informed decisions. With Chartered status and Fellow membership of The Personal Finance Society, we maintain the highest professional standards while prioritising ethical, sustainable investment practices. Our team leverages over 30 years of collective experience through William Dixon & Associates Ltd, a well-established practice serving the South West region.We focus on building long-term relationships through transparent communication, offering jargon-free advice that adapts to evolving financial landscapes. Clients benefit from our expertise in protection planning, retirement strategies, tax efficiency, and inheritance tax mitigation, supported by regular portfolio reviews and market updates. Our credentials include completion of the PIMFA ESG Academy programme, demonstrating our commitment to responsible investing. Client testimonials consistently highlight our responsive service, technical proficiency, and ability to simplify complex financial concepts.
Services
Protection Planning
Commercial Financial Advice
Retirement Planning
Tax Efficient Strategies
Inheritance Tax Planning
Highlights and features
- Chartered Financial Planner with Fellow status from The Personal Finance Society
- Specialist in ethical and sustainable investment strategies
- 30 years' experience through William Dixon & Associates Ltd
- Regular client portfolio reviews and market updates
- Proven track record with 82 5-star Google reviews
Associations and certifications
- Chartered Financial Planner Status
- Fellow of The Personal Finance Society
- PIMFA ESG Academy
What people say
Honest and open advice
Explained clearly and concisely
Consummate professional
Genuine passion for finance
Excellent investment service
Services
Protection Planning
We help clients safeguard their families and businesses through comprehensive protection strategies. Our service covers life insurance, critical illness cover, and income protection policies tailored to individual circumstances. With proven expertise in handling numerous successful claims, we ensure clients have appropriate coverage against unforeseen events while maintaining cost-effectiveness.
Retirement Planning
Our retirement planning service creates customised income strategies for clients at all life stages. We specialise in pension consolidation, drawdown solutions, and phased retirement planning. Using advanced financial modelling tools, we help clients optimise their retirement savings while considering tax implications and longevity factors to ensure sustainable income throughout retirement.
Tax Efficient Planning
We develop strategic tax mitigation approaches focusing on inheritance tax reduction and income tax efficiency. Our service incorporates legitimate tax planning vehicles and structures while maintaining full compliance with HMRC regulations. Clients benefit from regular reviews to adapt strategies according to changing legislation and personal circumstances.
Commercial Financial Advice
This service provides business owners with tailored financial strategies covering succession planning, shareholder protection, and corporate investment solutions. We help companies implement tax-efficient employee benefits packages and develop capital growth strategies while ensuring regulatory compliance and long-term business sustainability.
Investment Management
Our investment service focuses on creating diversified portfolios aligned with clients' risk profiles and financial goals. We specialise in ethical and sustainable investments, offering regular portfolio reviews and market updates. The service includes performance monitoring, rebalancing strategies, and comprehensive reporting to ensure optimal investment outcomes.
People
Adam Cockerham
Chartered Financial Planner
Chartered Financial Planner with Fellow status from The Personal Finance Society. Specialises in ethical investments and retirement planning. Holds Level 7 qualifications and has appeared on Financial Planner Life Podcast. Regular contributor to Financial Times Adviser.
Questions
What qualifications do you hold?
I hold Chartered Financial Planner status, Fellow membership of The Personal Finance Society, and Level 7 qualifications. I've completed advanced tax and investment certifications.
How do you charge for services?
Initial consultations are free with no obligation. Investment management fees are transparent and based on assets under advice. Full details provided during our first meeting.
Can you help with ethical investments?
Yes, I specialise in ethical and sustainable investments through completion of the PIMFA ESG Academy programme for wealth managers.
Do you work with remote clients?
Yes, I work with clients nationwide using video conferencing, telephone, and face-to-face meetings as preferred.
How often are portfolios reviewed?
I conduct formal portfolio reviews at least annually, with regular market updates and additional reviews available upon request.
What protection planning services do you offer?
I provide comprehensive protection advice including life insurance, critical illness cover, income protection, and business-related insurance solutions tailored to individual needs.
Videos
